Minimum monthly spends on Infinia made mandatory!

139°
Finance Mentor
Ramta_Jogi

As a valued customer, we are delighted to serve you with the unmatched Infinia experience. We request you to maintain a monthly spend of ₹1.5 Lakh on your Credit Card.

Received email on all 3 accounts of family members. 

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Deal Lieutenant Deal Lieutenant
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😂 ,which account tier ?

and here im spending 1l monthly only thing i got approved  is tata neu cc with preferred account 🤡 bank

Finance Mentor Finance Mentor
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10k amb basic account. 

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Deal Subedar Deal Subedar
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This is not mandatory 

They just requested 

Finance Mentor Finance Mentor
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.... The mandatory part will come by next month. 

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Deal Cadet Deal Cadet
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they cant make mandatory right, its LTF under no spending conditions right?

Finance Mentor Finance Mentor
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LTF doesn't mean they can't introduce spend criteria to continue keeping it LTF. Tnc mentions this clause that tnc are subject to change. 

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Investor Guru Investor Guru
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Bye bye Infinia...

Finance Mentor Finance Mentor
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It would be wait n watch for now. With my spends and travelling dropping post covid, I fall in the range of Regalia Gold. I am just concerned about them reducing the credit limit. High limits give you a psychological support during medical emergencies. 

Deal Cadet Deal Cadet
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Can u share the screenshot here 

Deal Subedar Deal Subedar
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Nothing made mandatory, it's just a reminder from hdfc to use the card regularly

Finance Mentor Finance Mentor
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I confirmed with customer care..... They said it's a "gentle reminder" - Before the not-so-gentle, in-your-face mailer!


Had it been limited to just nudging for spends, my Bil & sister wouldn't have got it.  Their quarterly spends are in the range of 5 lakhs. Anyways, fingers & toes crossed!

Deal Cadet Deal Cadet
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What happens if you don't?

Finance Mentor Finance Mentor
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That's what I (we) intend finding out. Maybe they'd send closure notice or downgrade invitation to some other card.
Beacon Beacon
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Na tjhe paane ki khushi, na tjhe khone ka gham.

I own sbi cashback, baat khtm.

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