I have two Axis CC, one is 11 months old and the other one is around 8 months old with quite a low limit. As I have some upcoming big purchases, I want my credit limit enhanced on the basis of itr, can't furnish salary docs for some reasons.
Anyone have enhanced the credit limit on basis of itr/salary slips, kindly share your experiences and the timeline which I should expect.
Other suggestions are welcome too.
PS: Have mailed to pno on 30th but only response received was that they'll get back in 3 working days but no response yet.
TIA 🙏🏼
If one is lower than the other, you can have them matched to higher limit by mailing to circle nodal officer. Expect around 3 days to get the limit matched. If you want even higher, chances of enhancement are not that good
Already matched, need higher.
Even if they don't increase my limit, they should still ask for my income docs.. right?
You can't increase the limit without income documents until you receive a limit enhancement offer.
Nhi hoga dusre ka card use kro. Start solving things in a different way
RM can hep in this case if you have good relations.
I attempted in past by sending limit enhancement form directly which got rejected but same was approved when I sent the same form to RM.