LTF ICICI Rubyx Credit Card.

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Benevolent
akki.akki
hello.... pray
Today I got a call from ICICI bank in which the executive told me that I have pre approved ICICI Rubyx Credit Card offer and limit will be shared with my existing Coral & Amazon Pay cc.

The agent told me that CC will be applied on call itaelf for which I have to confirm my full name, address, pincode etc..

But the question is how do we verify that its pre approved & ltf. Is there any way that I can check  if it is genuine or marketing.

PS i am already holding Coral & az pay cc.
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99% of these calls are for affiliate commission purpose.they say whatever they can to make u apply the card.Don't fall to the trap.Always apply through online channels 

Benevolent Benevolent
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can u guide where exactly t check in imobile/netbanking?  @sujith8786
Crusader Crusader
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@akki.akki Open the iMobile app..
1. Tap on 'Cards And Forex'IMG20240117042756
2. Tap on 'Upgrade Now 'IMG20240117042929
3. Check if rubyx ltf is available IMG20240117043159



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Deal Lieutenant Deal Lieutenant
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check in iMobile app

Benevolent Benevolent
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can u guide where exactly t check in imobile/netbanking?  @sujith8786
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Helpful Helpful
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What does pre approved mean for you? Even pre approved cards make a hard cibil hit if that's what you're trying to avoid. 

Helpful Helpful
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99% of these calls are for affiliate commission purpose.they say whatever they can to make u apply the card.Don't fall to the trap.Always apply through online channels 

The PostMighty The PostMighty
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Embarassingly, I fell for that trap once and ended up getting a Kotak Zen that was promised as LTF. They made it LTF only when I raised a cancellation request.

The agent will even give you their full name and employee ID as if you have a way to validate that from the bank's HR system. I have seen agents sending a photo of their ID card on WhatsApp. With full videos being deepfake nowadays what's in an image of an ID card 😜
Crusader Crusader
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If your salary is above 2lacs.. then rubyx is given as ltf..

Also check your imobile pre-approved offers

Benevolent Benevolent
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Whats the reward rate? 

Deal Lieutenant Deal Lieutenant
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none of the ICICI Bank cards are worthy of even being asked this question except for Amazon Pay one 😬
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Benevolent Benevolent
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becoz of the amex variant.  @baludesi
Deal Cadet Deal Cadet
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I am holding a sapphiro amex variant card, does it give any special rewards?
Post Emperor Post Emperor
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they were giving sapphiro previously at 6k around,, now they are giving emeralde for 12k...
Why can't they just give me sapphiro Ltf pensiveI am not going to pay this much on 0.75% reward rate card
Benevolent Benevolent
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dont know who in the world pays 12k for a icici cc.
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