LTF HDFC Millennia CC vs Axis ACE paid
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Hi dimers,
I got Axis ACE(paid) 3 months back and now I also got HDFC Millennia CC as LTF.
Wanted to know your opinion on what to do about my Axis ACE CC as HDFC Millennia now takes care of 5% on recharge and utilities. Also, ACE now gives 1.5% on offline payments, so it's not that attractive anymore either.
I only have ACE from Axis Bank credit cards, so please suggest what's the best path forward for me.
Should I
1) close Axis ACE altogether
2) get a different Axis LTF card before closing ACE, so that I can get Axis bank offers.
Or something else.
I got Axis ACE(paid) 3 months back and now I also got HDFC Millennia CC as LTF.
Wanted to know your opinion on what to do about my Axis ACE CC as HDFC Millennia now takes care of 5% on recharge and utilities. Also, ACE now gives 1.5% on offline payments, so it's not that attractive anymore either.
I only have ACE from Axis Bank credit cards, so please suggest what's the best path forward for me.
Should I
1) close Axis ACE altogether
2) get a different Axis LTF card before closing ACE, so that I can get Axis bank offers.
Or something else.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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13 Dimers
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https://www.desidime.com/comments/permalink/9998002
Got LTF Millennia on C4C (aka C2C) basis
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https://www.desidime.com/comments/permalink/9998069
Can you explain C4C process.
https://www.desidime.com/comments/permalink/9998090
Apply through hdfc branch and provide existing card statement of other bank. It's called C2C i.e. card to card.
View 8
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https://www.desidime.com/comments/permalink/9998206
Off topic.
How to get 5% on recharge and bill payment by millenia cc?
https://www.desidime.com/comments/permalink/9998215
Buy Amazon GVs using Millennia CC, add to Amazon Pay balance and pay bills
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https://www.desidime.com/comments/permalink/9998541
@freeloaderz ... crystal clear suggestion :
- use Ace before annual billing cycle ends and close it after 11 months or so
- apply for Neo RuPay CC right now which you can get LTF using a trick ... for details on it, check this thread
- getting Millenia CC LTF is rare nowadays, so, congratulations for it and I hope you'll reap a lot of benefits from the CC
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you can keep Ace for 11 months and during this period get myzone rupay ltf for rupay, upi and axis bank offers.
also curious how did you manage to get millenia LTF ?