Hot Deal

Lost My Wallet: To Do Things?

618°
Benevolent
Ash-D

Hi guys I lost my wallet yesterday night & today morning I got know. Could you guys please suggest next steps. Lits of things I lost:

Credit cards:

  • Flipkart Axis
  • Axis Ace
  • IndusInd legend
  • Onecard Federal
  • Apay ICICI
  • Sbi BPCL
  • Kotak Platinum

Debit cards:

  • Sbi Regular
  • ICICI Regular 
  • Indus Signature
  • Standard Chartered Employee Platinum

Govt I'D:

  • Pan Card
  • Aadhar Card 
  • Driving Licence
  • Voter Id

I have already temp. blocked all of the cards except Sbi cc & debit card as there was no direct way to temp block instead have disabled all of the txns.

Could you please suggest which card replacement will be chargeable and which debit card I can block as I don't most of them anyways in order to save some amc.

Thanks in advance.




Top Comments
Deal Lieutenant Deal Lieutenant
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bro why take this much card with you 😱

Deal Baba Deal Baba
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Please don't carry too much cards except one dc & cc for emergency.

Also, keep adhaar & pan photocopy, no need to carry them around.

Complaint to Police station immediately since u lost imp docs & huge no. Of cards.

This report copy maybe asked by bank incase of any frauds or replacement.

Deal Lieutenant Deal Lieutenant
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m addhar app and Digi locker is better than physical card, and there no need to carry pan everywhere ,mine i kept at home ,ahhdar should be in purse due to identity verification during emergency like accident.
Post Mogul Post Mogul
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Losing a wallet can be a real hassle , I hope things get sorted out soon

image

Immediate Steps to Take

File a Police Report i.e. First Information Report (FIR) for the lost wallet in the nearest police station.
This is important for documentation and may be required for identity theft protection.

Notify Banking Institutions, I see that you have already blocked most of them via app / Websites but contact their customer support intimating the same & asking for a replacement based on lost/stolen

image

Replacement Charges

Credit Cards: Most banks offer free replacement of credit cards if they are lost or stolen, but confirm with the specific banks once. Some banks might charge a nominal fee

Debit Cards: Replacement fees can vary by bank. Contact each bank to confirm if there’s a charge for replacing lost debit cards.

Apart from this have mentioned the charges levied by banks below Do double checks from CC 

Government IDs:

  • PAN Card: Report the loss to the Income Tax Department and apply for a reissue of the PAN card.
    Visit the NSDL or UTIITSL website to apply online.
  • Aadhar Card: Report the loss to the Unique Identification Authority of India (UIDAI).
    You can download a new Aadhar card or update your Aadhar details via the UIDAI website.
  • Driving License - Apply for renewal/duplicate/AEDL/IDP simultaneously for Drivers License 

    Replacement Fees 
    Credit Cards
     

    • Flipkart Axis Card replacement fee (w.e.f 10/10/20) - NIL 
    • Axis Ace Card replacement fee - NIL
    • IndusInd legend Card replacement fee - NIL
    • Onecard Federal Card replacement fee - Plastic Card - Nil , Metal Card - ₹3000 , 2nd replacement plastic ₹145, 3rd - ₹500
    • Apay ICICI Card replacement fee - ₹100
    • Sbi BPCL  Card replacement fee - ₹100 - ₹250 (Unsure)
    • Kotak Platinum Card replacement fee - ₹100

    Debit Cards 
    SBI Cards
      replacement Fees - ₹ 300/- plus GST
    ICICI  Cards
    replacement Fees - ₹200 
    Indus Signature Cards
    replacement Fees - Not sure
    Standard Chartered Employee Platinum  Cards
    replacement Fees - Rs.799 (Unsure)

    Note

    Carry Only What’s Needed: Limit the number of cards you carry to only those you use regularly. This reduces the risk if you lose your wallet.
    Additionally with the latest features provided by the likes of Gpay, Cred , Paytm , Samsung Pay etc. Consider using this digital wallets
     They can store multiple cards securely and provide a convenient alternative to carrying physical cards with just Tap & Pay features 

    Keep a plastic / laminated copy of Pan & aadhar rather than original in wallet

    Additional Info

  • Monitor Your Accounts: Keep a close eye on your accounts for any suspicious activity and report it immediately if noticed.
  • Update Your Information: Once you receive your new cards, update any automatic payments or linked services with your new card details.
  • Secure Your Documents: Consider using a safe place or a digital wallet for storing critical documents.
    Keep a List: Maintain a secure list of all important contact numbers for your banks, card issuers, and other institutions in case you need to report a loss or fraud quickly.
  • Also if possible place an Air Tag or similar  inside your Wallet safely for tracking purpose

    image


    I hope this helps you 

    👮

    77 Comments  |  
    30 Dimers
    • Sort By
    Heart of Gold Heart of Gold
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    1st time card replacement is free incase of Credit cards, better check at card section of specific banks.

    Benevolent Benevolent
    Link Copied

    Yeah bro will check once I get free.

    Helpful Helpful
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    Onecard Metal has highest re-issuance charge, some 3000 rupees i think so if plastic card replacement is available then choose it over metal. You can Confirm with Onecard support before applying.

    Benevolent Benevolent
    Link Copied

    Yeah that's the most concerning one Ive seen the metal replacement charges will be without physical card in that case 😅

    View 7 more replies
    Deal Cadet Deal Cadet
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    File Complain for PAN and Aadhaar Card at nearest Police station

    Benevolent Benevolent
    Link Copied

    Can I make a online complain?

    View 2 more replies
    Deal Lieutenant Deal Lieutenant
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    Apply for pan card and order pvc adhaar card online.

    As you already took measures there is no need to worry .

    But file a online police complaint about wallet lost so that you will be safe if anyone uses your I'd cards. 

    Deal Lieutenant Deal Lieutenant
    Link Copied
    why pvc just take print out from online and laminate it all work done in 15 rs 😝
    View 3 more replies
    Benevolent Benevolent
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    sad to know bro.. i think first lodge a fir to make sure that u r safe in case of any misuse.
    Benevolent Benevolent
    Link Copied

    Online complain will do the work? Or a physical complain is required?

    View 5 more replies
    Deal Lieutenant Deal Lieutenant
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    bro why take this much card with you 😱

    Benevolent Benevolent
    Link Copied

    Yeah bro my mistake actually I used to carry all of em in my wallet which I generally keep in my bag & take out only for occasional use. Don't know what happened yesterday I can't even recall where I lost it

    View 3 more replies
    Deal Baba Deal Baba
    Link Copied

    Please don't carry too much cards except one dc & cc for emergency.

    Also, keep adhaar & pan photocopy, no need to carry them around.

    Complaint to Police station immediately since u lost imp docs & huge no. Of cards.

    This report copy maybe asked by bank incase of any frauds or replacement.

    Deal Lieutenant Deal Lieutenant
    Link Copied
    m addhar app and Digi locker is better than physical card, and there no need to carry pan everywhere ,mine i kept at home ,ahhdar should be in purse due to identity verification during emergency like accident.
    View 3 more replies
    Deal Lieutenant Deal Lieutenant
    Link Copied

    u can get free card replaceemnt  from icici just tell them old card chip is damaged and you cant do atm withdraw or buy stuff with it ,they insantly send cc or dc for free,telling from personal experience,i do this every few years 😂

    Benevolent Benevolent
    Link Copied

    That sounds neat will try that. Do I have to do this for both cc & dc seperately?


    View 4 more replies
    Spearhead Spearhead
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    Abi 5 din phle indusind bank ko gaaliyan di thi na , usi ka karma h, bank walo ne apni bhadaaas nikal li 🤣 wink pray🏻

    Benevolent Benevolent
    Link Copied

    They were telling to block the card seems they ploted it 😬

    Benevolent Benevolent
    Link Copied

    Bro, I am sorry to hear that, report it to the police and make sure you keep a copy. I don't see the purpose of carrying such items as since the arrival of UPI, Tap & Pay and Tap to Pay most people these days don't even carry cash or cards. Nothing can be done now, but from now on, avoid carrying all that stuff and store other documents, such as Aadhaar, PAN, DL, etc, in the DigiLocker.

    Benevolent Benevolent
    Link Copied

    Yeah bro a lesson has been learnt will not carry all of these from future on.

    Post Mogul Post Mogul
    Link Copied

    Losing a wallet can be a real hassle , I hope things get sorted out soon

    image

    Immediate Steps to Take

    File a Police Report i.e. First Information Report (FIR) for the lost wallet in the nearest police station.
    This is important for documentation and may be required for identity theft protection.

    Notify Banking Institutions, I see that you have already blocked most of them via app / Websites but contact their customer support intimating the same & asking for a replacement based on lost/stolen

    image

    Replacement Charges

    Credit Cards: Most banks offer free replacement of credit cards if they are lost or stolen, but confirm with the specific banks once. Some banks might charge a nominal fee

    Debit Cards: Replacement fees can vary by bank. Contact each bank to confirm if there’s a charge for replacing lost debit cards.

    Apart from this have mentioned the charges levied by banks below Do double checks from CC 

    Government IDs:

  • PAN Card: Report the loss to the Income Tax Department and apply for a reissue of the PAN card.
    Visit the NSDL or UTIITSL website to apply online.
  • Aadhar Card: Report the loss to the Unique Identification Authority of India (UIDAI).
    You can download a new Aadhar card or update your Aadhar details via the UIDAI website.
  • Driving License - Apply for renewal/duplicate/AEDL/IDP simultaneously for Drivers License 

    Replacement Fees 
    Credit Cards
     

    • Flipkart Axis Card replacement fee (w.e.f 10/10/20) - NIL 
    • Axis Ace Card replacement fee - NIL
    • IndusInd legend Card replacement fee - NIL
    • Onecard Federal Card replacement fee - Plastic Card - Nil , Metal Card - ₹3000 , 2nd replacement plastic ₹145, 3rd - ₹500
    • Apay ICICI Card replacement fee - ₹100
    • Sbi BPCL  Card replacement fee - ₹100 - ₹250 (Unsure)
    • Kotak Platinum Card replacement fee - ₹100

    Debit Cards 
    SBI Cards
      replacement Fees - ₹ 300/- plus GST
    ICICI  Cards
    replacement Fees - ₹200 
    Indus Signature Cards
    replacement Fees - Not sure
    Standard Chartered Employee Platinum  Cards
    replacement Fees - Rs.799 (Unsure)

    Note

    Carry Only What’s Needed: Limit the number of cards you carry to only those you use regularly. This reduces the risk if you lose your wallet.
    Additionally with the latest features provided by the likes of Gpay, Cred , Paytm , Samsung Pay etc. Consider using this digital wallets
     They can store multiple cards securely and provide a convenient alternative to carrying physical cards with just Tap & Pay features 

    Keep a plastic / laminated copy of Pan & aadhar rather than original in wallet

    Additional Info

  • Monitor Your Accounts: Keep a close eye on your accounts for any suspicious activity and report it immediately if noticed.
  • Update Your Information: Once you receive your new cards, update any automatic payments or linked services with your new card details.
  • Secure Your Documents: Consider using a safe place or a digital wallet for storing critical documents.
    Keep a List: Maintain a secure list of all important contact numbers for your banks, card issuers, and other institutions in case you need to report a loss or fraud quickly.
  • Also if possible place an Air Tag or similar  inside your Wallet safely for tracking purpose

    image


    I hope this helps you 

    👮

    Benevolent Benevolent
    Link Copied

    Thanks bro info was really helpful.

    Budding Star Budding Star
    Link Copied

    You can add apple air tag for future inconvenience.

    Benevolent Benevolent
    Link Copied

    I don't have apple phone bro 🥲

    View 3 more replies
    Generous Generous
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    I only take 2 cards with me. 1 cc and 1 dc. And only because I have to pay around 3L every few weeks. Before this I carried only one card. And only photocopies of my DL and stuff. Rest are all in phone. I've seen my friends carry 20 cards like this too and don't understand why. Once you lose your wallet everything will be a headache. 

    Benevolent Benevolent
    Link Copied

    Yeah bro will keep only 1-2 cards from next time.

    Benevolent Benevolent
    Link Copied

    Guys there was my DL also 😞

    Generous Generous
    Link Copied

    Who carries original DL? 

    View 2 more replies
    Benevolent Benevolent
    Link Copied

    Always have your number in wallet. In case anyone wants to return atleast can call you.

    Benevolent Benevolent
    Link Copied

    Yeah bro or I'll suggest to keep your alternate non banking no or friend/family no instead.

    Even if somebody wants to return my wallet he can't 😞

    View 2 more replies
    Comrade Comrade
    Link Copied

    Oh

    Deal Subedar Deal Subedar
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    bhai bacha kya.. sab kuch to kho gaya 😅

    anyway.. sad story bro! Hope you recover soon!

    Benevolent Benevolent
    Link Copied

    Dukh 🥲

    View 2 more replies
    Helpful Helpful
    Link Copied

    Sorry for your loss.

    I once lost my wallet 5 yrs back. Had some cash, 3 cc and 1 dc, original DL.

    1st step was to block all cards and then lodge a FIR. 

    Getting new DL took some time and around 750 rs. 

    As far as ccs and dc is concerned, I got them renewed by paying reissuance charges. 

    Since then I carry just a dc and a cc and nominal cash (just as much necessary) 

    All govt ids are managed by digilocker and other card payments can be done by nfc from phone


    Helpful Helpful
    Link Copied

    why block cards just change the limit to 1rs reissue one by one.

    please use digilocker and keep 2 wallets one for travel one for daily use close all your debit cards they are kind of usless in todays era only keep 1 that to with the highest cash withdrawal limit

    Benevolent Benevolent
    Link Copied

    Yeah bro I will start the process today.

    I also don't want to keep these debit cards unnecessarily but how do I just remove them as bank sends new one or even if I don't activate the card they still charge.

    View 1 more reply
    Pro Community Angel Pro Community Angel
    Link Copied

    So sad to hear loss of your wallet

    Suggest to carry only max 2-3 cards mix of dc, cc in wallet. Also as suggested by many dimers original pan and DL should be kept in home and carry only photocopy. Aadhar pvc can be ordered new just for 50rs.

    Deal Major Deal Major
    Link Copied

    So what all documents should we keep in wallet? Is digilocker version of Driving licence and Pan fine?

    Deal Cadet Deal Cadet
    Link Copied

    have you found your wallet? what is current update?

    Benevolent Benevolent
    Link Copied

    No bro. Filed a complain & applied for the cards. DL seems to be a tough one.


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