https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262259
1st time card replacement is free incase of Credit cards, better check at card section of specific banks.
Lost My Wallet: To Do Things?
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Hi guys I lost my wallet yesterday night & today morning I got know. Could you guys please suggest next steps. Lits of things I lost:
Credit cards:
- Flipkart Axis
- Axis Ace
- IndusInd legend
- Onecard Federal
- Apay ICICI
- Sbi BPCL
- Kotak Platinum
Debit cards:
- Sbi Regular
- ICICI Regular
- Indus Signature
-
Standard Chartered Employee Platinum
Govt I'D:
- Pan Card
- Aadhar Card
- Driving Licence
- Voter Id
I have already temp. blocked all of the cards except Sbi cc & debit card as there was no direct way to temp block instead have disabled all of the txns.
Could you please suggest which card replacement will be chargeable and which debit card I can block as I don't most of them anyways in order to save some amc.
Thanks in advance.
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262261
File Complain for PAN and Aadhaar Card at nearest Police station
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262293
Can I make a online complain?
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262265
Apply for pan card and order pvc adhaar card online.
As you already took measures there is no need to worry .
But file a online police complaint about wallet lost so that you will be safe if anyone uses your I'd cards.
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262306
why pvc just take print out from online and laminate it all work done in 15 rs 😝
View 3
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262290
Online complain will do the work? Or a physical complain is required?
View 5
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262271
bro why take this much card with you 😱
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262278
Yeah bro my mistake actually I used to carry all of em in my wallet which I generally keep in my bag & take out only for occasional use. Don't know what happened yesterday I can't even recall where I lost it
View 3
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262281
Please don't carry too much cards except one dc & cc for emergency.
Also, keep adhaar & pan photocopy, no need to carry them around.
Complaint to Police station immediately since u lost imp docs & huge no. Of cards.
This report copy maybe asked by bank incase of any frauds or replacement.
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262298
m addhar app and Digi locker is better than physical card, and there no need to carry pan everywhere ,mine i kept at home ,ahhdar should be in purse due to identity verification during emergency like accident.
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262314
u can get free card replaceemnt from icici just tell them old card chip is damaged and you cant do atm withdraw or buy stuff with it ,they insantly send cc or dc for free,telling from personal experience,i do this every few years 😂
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262383
That sounds neat will try that. Do I have to do this for both cc & dc seperately?
View 4
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🏻
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262371
Bro, I am sorry to hear that, report it to the police and make sure you keep a copy. I don't see the purpose of carrying such items as since the arrival of UPI, Tap & Pay and Tap to Pay most people these days don't even carry cash or cards. Nothing can be done now, but from now on, avoid carrying all that stuff and store other documents, such as Aadhaar, PAN, DL, etc, in the DigiLocker.
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262416
Losing a wallet can be a real hassle , I hope things get sorted out soon
Immediate Steps to Take
File a Police Report i.e. First Information Report (FIR) for the lost wallet in the nearest police station.
This is important for documentation and may be required for identity theft protection.
Notify Banking Institutions, I see that you have already blocked most of them via app / Websites but contact their customer support intimating the same & asking for a replacement based on lost/stolen
Replacement Charges
Credit Cards: Most banks offer free replacement of credit cards if they are lost or stolen, but confirm with the specific banks once. Some banks might charge a nominal fee
Debit Cards: Replacement fees can vary by bank. Contact each bank to confirm if there’s a charge for replacing lost debit cards.
Apart from this have mentioned the charges levied by banks below Do double checks from CC
Government IDs:
Visit the NSDL or UTIITSL website to apply online.
You can download a new Aadhar card or update your Aadhar details via the UIDAI website.
Driving License - Apply for renewal/duplicate/AEDL/IDP simultaneously for Drivers License
Replacement Fees
Credit Cards
- Flipkart Axis Card replacement fee (w.e.f 10/10/20) - NIL
- Axis Ace Card replacement fee - NIL
- IndusInd legend Card replacement fee - NIL
- Onecard Federal Card replacement fee - Plastic Card - Nil , Metal Card - ₹3000 , 2nd replacement plastic ₹145, 3rd - ₹500
- Apay ICICI Card replacement fee - ₹100
- Sbi BPCL Card replacement fee - ₹100 - ₹250 (Unsure)
-
Kotak Platinum Card replacement fee - ₹100
Debit Cards
SBI Cards replacement Fees - ₹ 300/- plus GST
ICICI Cards replacement Fees - ₹200
Indus Signature Cards replacement Fees - Not sure
Standard Chartered Employee Platinum Cards replacement Fees - Rs.799 (Unsure)
Note -
Carry Only What’s Needed: Limit the number of cards you carry to only those you use regularly. This reduces the risk if you lose your wallet.
Additionally with the latest features provided by the likes of Gpay, Cred , Paytm , Samsung Pay etc. Consider using this digital wallets
They can store multiple cards securely and provide a convenient alternative to carrying physical cards with just Tap & Pay features
Keep a plastic / laminated copy of Pan & aadhar rather than original in wallet
Additional Info
Keep a List: Maintain a secure list of all important contact numbers for your banks, card issuers, and other institutions in case you need to report a loss or fraud quickly.
Also if possible place an Air Tag or similar inside your Wallet safely for tracking purpose
I hope this helps you
👮
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262457
You can add apple air tag for future inconvenience.
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262474
I don't have apple phone bro 🥲
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262466
I only take 2 cards with me. 1 cc and 1 dc. And only because I have to pay around 3L every few weeks. Before this I carried only one card. And only photocopies of my DL and stuff. Rest are all in phone. I've seen my friends carry 20 cards like this too and don't understand why. Once you lose your wallet everything will be a headache.
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262477
Yeah bro will keep only 1-2 cards from next time.
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10262680
Yeah bro or I'll suggest to keep your alternate non banking no or friend/family no instead.
Even if somebody wants to return my wallet he can't 😞
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10263930
Dukh 🥲
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10263675
Sorry for your loss.
I once lost my wallet 5 yrs back. Had some cash, 3 cc and 1 dc, original DL.
1st step was to block all cards and then lodge a FIR.
Getting new DL took some time and around 750 rs.
As far as ccs and dc is concerned, I got them renewed by paying reissuance charges.
Since then I carry just a dc and a cc and nominal cash (just as much necessary)
All govt ids are managed by digilocker and other card payments can be done by nfc from phone
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10263980
why block cards just change the limit to 1rs reissue one by one.
please use digilocker and keep 2 wallets one for travel one for daily use close all your debit cards they are kind of usless in todays era only keep 1 that to with the highest cash withdrawal limit
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10264146
Yeah bro I will start the process today.
I also don't want to keep these debit cards unnecessarily but how do I just remove them as bank sends new one or even if I don't activate the card they still charge.
View 1
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https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10264230
So sad to hear loss of your wallet
Suggest to carry only max 2-3 cards mix of dc, cc in wallet. Also as suggested by many dimers original pan and DL should be kept in home and carry only photocopy. Aadhar pvc can be ordered new just for 50rs.
https://www.desidime.com/discussions/lost-my-wallet-to-do?page=1#post_10265099
So what all documents should we keep in wallet? Is digilocker version of Driving licence and Pan fine?
Click here to reply
Reply
bro why take this much card with you 😱
Please don't carry too much cards except one dc & cc for emergency.
Also, keep adhaar & pan photocopy, no need to carry them around.
Complaint to Police station immediately since u lost imp docs & huge no. Of cards.
This report copy maybe asked by bank incase of any frauds or replacement.
Losing a wallet can be a real hassle , I hope things get sorted out soon
Immediate Steps to Take
File a Police Report i.e. First Information Report (FIR) for the lost wallet in the nearest police station.
This is important for documentation and may be required for identity theft protection.
Notify Banking Institutions, I see that you have already blocked most of them via app / Websites but contact their customer support intimating the same & asking for a replacement based on lost/stolen
Replacement Charges
Credit Cards: Most banks offer free replacement of credit cards if they are lost or stolen, but confirm with the specific banks once. Some banks might charge a nominal fee
Debit Cards: Replacement fees can vary by bank. Contact each bank to confirm if there’s a charge for replacing lost debit cards.
Apart from this have mentioned the charges levied by banks below Do double checks from CC
Government IDs:
Visit the NSDL or UTIITSL website to apply online.
You can download a new Aadhar card or update your Aadhar details via the UIDAI website.
Driving License - Apply for renewal/duplicate/AEDL/IDP simultaneously for Drivers License
Replacement Fees
Credit Cards
Debit Cards
SBI Cards replacement Fees - ₹ 300/- plus GST
ICICI Cards replacement Fees - ₹200
Indus Signature Cards replacement Fees - Not sure
Standard Chartered Employee Platinum Cards replacement Fees - Rs.799 (Unsure)
Note -
Carry Only What’s Needed: Limit the number of cards you carry to only those you use regularly. This reduces the risk if you lose your wallet.
Additionally with the latest features provided by the likes of Gpay, Cred , Paytm , Samsung Pay etc. Consider using this digital wallets
They can store multiple cards securely and provide a convenient alternative to carrying physical cards with just Tap & Pay features
Keep a plastic / laminated copy of Pan & aadhar rather than original in wallet
Additional Info
Keep a List: Maintain a secure list of all important contact numbers for your banks, card issuers, and other institutions in case you need to report a loss or fraud quickly.
Also if possible place an Air Tag or similar inside your Wallet safely for tracking purpose
I hope this helps you
👮