Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others
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Lets talk about RuPay NCMC Debit/Prepaid Card/ RuPay Metro Card/ RuPay Transit Card and share your experience and help others:
Hi, NPCI now allow Banks, Metros, Buses to accept RuPay NCMC debit and NCMC Prepaid cards.
Many people are asking me how to activate RuPay NCMC debit card ? How to load money ? How to use etc.
What is RuPay NCMC Card ?
National Common Mobility Card (NCMC) is Transit Card/ Metro Card is India. Single Card use on any Metros, Buses, Toll, Parking, Railway, Para Transit & Retail shopping etc.
You will get offline Wallet based contactless Payments option. Load Money on your RuPay NCMC Offline Wallet and use any Metro AFC gates in India. Same like any Metro Cards in India. Some Indian buses are also start accepting RuPay NCMC cards.
How to activate RuPay NCMC Card ?
You RuPay NCMC Card activate through Metro counter and Metro staff will help you to activate your NCMC card feature.
How to load money on my RuPay NCMC Card Wallet ?
You can load money from Metro counters or Online from your bank Internet banking or Mobile banking app.
How to Use ?
Just Tab on entry AFC gate and exist time tab on exist AFC gate.
What is the limit for my offline RuPay NCMC wallet transaction ?
Well, limit is decided by the banks, i shared here Bank of Baroda RuPay NCMC debit card offline wallet transaction limit -
Note - The limit may change in the future.
- Maximum per transaction limit for money add transaction - Rs. 500.
- Maximum daily limit for money add transaction - Rs. 2000.
- No. of money add transactions allowed per day - 4.
- Maximum balance in card (stored value) at any point - Rs. 2000.
- Max per transaction limit for card for offline purchase - Rs. 200 (retail payments) & Rs. 2,000 (transit payments).
- Maximum daily limit for card for no. of offline purchase transactions - 20.
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Delhi Metro -
Here Delhi Metro Offer 10% off on RuPay NCMC Card payment during peak hours and 20% off on non-peak hours.
Last time i heard Delhi Metro airport expressline accept RuPay NCMC Cards but now I see it is expanding to other Delhi Metro stations as well.
If you travel in Delhi Metro and use RuPay NCMC cards then share your experience in comment section and also help others like where you use ? how you activated your RuPay NCMC cards etc.
Note - already few desidime members here used RuPay NCMC cards on Delhi Metro. They activated RuPay NCMC Debit Cards from Delhi Metro counter.
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Bengaluru Metro -
Here one twitter user Naveenkumar B S shared on twitter -
Bengaluru Metro now supports all banks NCMC RuPay Debit cards, so there is no need to buy a new card to travel. Today I activated my SBI NCMC debit card service creation at the metro counter and loaded 200 Rs.
I travel by metro regularly in Bangalore, and today I checked at the Banashankari customer service counter if there was any possibility to link my existing SBI Rupay NCMC debit card. The person checked, created the service and loaded the amount.
He also shared this images -
Same Twitter user shared another tweet, this time he use Paytm RuPay wallet transit card -
Paytm wallet transit card was delivered on 7 August 23 in Bengaluru, and I have reloaded 100 Rs in AVM.
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MMRDA Mumbai Metro -
Here another Twitter user share his experience in MMRDA Mumbai Metro -
Finally the MMRDA Mumbai Metro staff got the NCMC activated!!
Here’s my BOB RuPay Select Debit Card being used!!
Entry and exit tap images -
These are just a few examples and will give you an idea of how to use your RuPay NCMC Metro Card.
Mumbai BEST buses also accept RuPay NCMC Cards and they also issue their own Chalo BEST NCMC Card by yes bank but you can also use other RuPay NCMC Cards as well.
Since, RuPay NCMC Transit System is new and many people are unaware about it. Please share your experience in comment section and help others how to use RuPay NCMC Cards on your Metros.
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I am getting messages daily about RuPay NCMC card. I thought I should make a separate post about RuPay NCMC Transit Card.
Any idea by when Lucknow Metro will have this facility?
Last year December, 2022 news -
2 firms submitted proposals to re-engineer the Automatic Fare Collection (AFC) system for Lucknow Metro Phase 1 from a closed-loop to an open-loop system.
The new system will be an end-to-end Open loop system that supports EMV (RuPay/Master/Visa) cards, National Common Mobility Cards (NCMC), and QR code-based ticketing.
1) Aurionpro Solutions
2) Paytm Payments Bank Limited
The scope of the tender is the Design, supply, installation, testing and commissioning of the AFC system by Re-Engineering the existing Lucknow Metro closed loop system to implement Open Loop EMV NCMC card and QR Code ticketing.
The bids have been sent out for technical review, which might take a few months. After that, the financial bids of the technically qualifying bidders will next be opened to disclose the lowest bidder, who is most likely to be the contractor.
Kolkata Metro already release a tender for NCMC.
Last year December, 2022 news -
WBTC (West Bengal Transport Corporation) will soon introduce the 'one nation-one card', a National Common Mobility Card (NCMC) which can be used across modes of transport throughout the country in buses, suburban trains, Metros, ferries and trams to facilitate seamless movement of passengers from one mode to other, without people requiring to queue up.
But, for now, work is in progress to build capacity for North Bengal and South Bengal Transport Corporations so that the NCMC can be introduced without a hitch. A Mumbai-based mobility expert group is advising the state for proper implementation of NCMC across modes.
They will also supply the transport department with 3,000 electronic ticketing machines where these smear cards can be swiped for deducting fare, said a transport department officer.
The prepaid mobility card will cost Rs 500. The card can be re-charged anywhere, said a transport department officer. Already, Delhi, Goa, Gujarat, Telangana, and Tamil Nadu have introduced the NCMC. Currently, WBTC has a smart mobility card, which will be integrated with the NCMC portal.
"We have had talks with the Metro authorities. However, Metro has to change its electronic smart gate to comply with the NCMC. Till then, we are trying to use the NCMC across other modes.
We have already set up smart gates at every jetty. Gradually, all private buses will be brought under the system," said the officer. Once the NCMC is introduced, commuters won't need to stand in queues for tickets.
Kolkata Metro is NOT under West Bengal Transport Corporation. It is a department of the Indian Railways.
Why taking so much time ?
Simple answer - It takes time and requires a lot of money.
Pls help me
I have loaded Rs 50 to my PNB NCMC Rupay Prepaid cum debit card. But always amount is debit from my saving account instead of wallet. Pls can anyone help in this
Which Metro ?
First you need to activate your NCMC wallet and verify your NCMC Wallet balance through Metro staff.
Review of SBI Mumbai Metro card. Using it since past 6 months whenever I go to office.
The card is simple and easy to use. I have used it only for Mumbai metro journey so far but it should work wherever NCMC card is accepted. Easy to recharge as well. Recharge can be done on counter or online. I usually do it from the counter itself as there is hardly any queue and pay using my credit card. If we do online recharge then at the metro counter there is a device where we need to update the balance so I prefer offline recharge at counter. Recently read that now paytm ncmc card is live too
Genuinely curious what's the rationale behind issuing yet another card to load and use can't they just implement tap and pay function of regular debit cards,
in few countries that I've been if they have card tap and pay machine it did not matter what bank credit/debit card is used it even accepts Indian cards
Tap & Pay is a card network feature. Each tap sends data to the network (visa/mc/rupay) & the bank to approve the transaction for security. Both also take a percentage of commission.
The NCMC card wallet feature is limited to NPCI or some other entity which will handle this wallet balance separately & make it a direct debit if there's balance in the wallet instead of having to approve the transaction with the card network. This won't charge the commission, that's why it's essential to have a separate wallet because Visa or MC don't need this data or approval.
Approval takes a few seconds whereas the wallet is quick because of data with a single entity.
Also, tap & pay works in a single flow, like you simply paying after shopping once whereas the wallet has a dual flow. You tap in metros to enter but the actual payment is deducted when you exit based on your distance. The cards' tap 'n pay feature doesn't have that ability / a unique identity to remember your details upon entering & complete the flow after the exit to calculate the distance. That'll take too much time to process your identity, take approval from network & bank & approve the transaction.
The wallet has a unique ID & since all the data is handled by a single entity, it's quick.
Are there any better offers or discounts on these ncmc cards over current Delhi Metro (DMRC) smartcards which are there since many years now?
Can NCMC be used for BEST chalo Pass for students?
RuPay NCMC feature from Bank Of Baroda RuPay Select Debit Card being used at BEST Bus (Chalo) in Mumbai -
I have the SBI Mumbai1 NCMC prepaid card. Overall, I like the 5% cashback on all metro rides and works for BEST(public bus transportation) too.
Some minor cons:
- The card has be touched flat for 2 secs at the entry/exit gates (maybe because chip range is very small), if you try to tap and go, it doesn't register.
- There are no merchant partner offers, at launch they advertised a lot but even kiosks/ QSR's in metro station premises, the card isn't supported much.
You can use for all normal RuPay card offers here - https://www.rupay.co.in/rupay-...rs
I dnt remember who but someone ask Paytm Transit wallet RuPay card give seprate wallet option for NCMC balance or not, so here Paytm Transit wallet RuPay card give seprate wallet for NCMC balance -
Now the RuPay NCMC-enabled key chain is also supported to use metro stations,shopping malls and other contactless-enabled POS machines. Well done Omnicard app.
Got the Paytm NCMC transit card. Using it in Delhi Metro. Cost is Rs. 250. 100 Rs. you get in transit balance and 100 Rs. you get in main wallet as cashback after 2 days. So, Card cost is 50 Rs.
It is linked to your paytm account. You can recharge on the app but you have to activate the balance at Metro station.
Also anyone using BOB rupay platinum cards in delhi metro ? does it work well and how to reacharge it ?
Pune Metro offers 10% discount on ticket prices for all One Pune Card holders.
Here one person share this info on twitter - I got my Pune Metro prepaid card today, powered by HDFC Bank. Very smooth experience, took 5 mins at the station. But you have to fill an online form with Aadhar and PAN and the name has to match name on PAN. If you somehow miss the exit gate tap, you get charged by the hour.
Another person share this info on twitter -
One Pune Card
I was lucky enough to get my hands on the Pune Metro Card.
It is a pre-paid card co-branded with HDFC Bank and uses the RuPay (Indian Payments) framework.
As far as I know, this can be used across all metro and bus services in India.
My experience getting the card was pretty smooth.
Here's what you can do:
•Go to any functional metro station in Pune and ask for the One Pune Card kiosk. There will be a QR code which links back to HDFC Bank application form.
(Alternatively, you can apply directly through the HDFC Bank portal).
•Fill that out with accurate details that match your PAN card.
•CRN request will be generated.
•Show this number to the official at the kiosk.
•Complete OTP and other formalities.
•Top-up with the desired amount.
Start using the card
I believe the card is free for the first 5000 users. Others will have to pay ₹150+18% tax to get this card.
Bonus?
Pune Metro offers 10% discount on ticket prices for all One Pune Card holders. (I don't know how long this offer will last.)
Have I used it for other retail payments?
Not yet, will use and update soon.
P.S: The card looks super cool
Also, I have written this post in public interest; and to support the use of public transportation.
RapidX RuPay NCMC Card powered by Paytm (RRTS: 'Namo Bharat' train).
Mumbai BEST Buses RuPay NCMC Card -
Few other banks also have an option through net banking or mobile banking app.
Note - first time NCMC wallet activation and after load money, you need to visit Metro or bus counter to tap and activate your balance.
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Nobody listens, until you add a trick to transfer from a credit card to bank account
Nobody listens, until you add a trick to transfer from a credit card to bank account
I am getting messages daily about RuPay NCMC card. I thought I should make a separate post about RuPay NCMC Transit Card.