Legal Notice for Credit card due
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Cab anyone help me know the consequences of this notice as I haven't paid 3 bills of my credit card as I am suffering from acute Rheumatoid arthritis and doesn't have job now.
So please advise me how I should approach and get settlement offer .
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Please write to nodal officer of card issuing company for settlement of pending amount attaching your reports and resignation/termination letter (xerox). Whole letter have to be sent through registered post as well as registered email id.
Keep in mind you have to pay some amount as repayment of dues was your responsibility, after consideration of genuiness issuer will allow haircut in due amount and after your consent will close this case as settled.
P.S. you will be stressfree from legal troubles.
Don't reply to notices if you receive in future and ignore all communication. If they call your relatives or friends just write mail to RBI citing harassment.
So after how many months they offer settlement ?
you have to settle it or else they will send recovery agents, who will harass anyone they find at your address. they will call any of you contact list and ask for payments
if you dont care about any of the above then you can ignore
I am facing calls daily and did complaint to bank twice about abusive calls from agents. After complaint fews days I don't receive any calls.
Please advise me which notice I have to answer . As some people tell that if you don't respond to legal notice police cab arrest .
depends on the amount involved
Bro each person gives different advice. Don't know whom to follow . 😞😞
Kitne ka loan hai.. kya use ke liye mila tha.. furure me badi dikkat hone wali hai.. aisa nahi karna chahiye.. lok Adalat me settle ho jata hai ya bank khud karega. If they convince you cant pay
Bro read whole scenario..
I am not a regular person who take loan and ran away with it.
I am suffering from acute Rheumatoid arthritis because of that can't walk or even sit properly.
So before commenting think twice.
Everybody is not malya.
Some people really have genuine problems..
And for cibil and all that I will not get future loans.
I have to focus on present situation and don't have any future plannings.
Talk to them and settle the amount upto 30-40%. This will dent ur CIBIL for now (apart from these no payment thing) but later you can pay and fix ur CIBIL.
Settle in ur priority for peace of mind. You can also ask them for settlement payment in multiple parts
Have you ever heard about labour law advisor (lla) YouTube channel. Mail them maybe they help you or watch their content on the topic which is related to you and comment down on their recent video. Who knows any of their subscriber have good knowledge about it and can help you by giving good or better advise.
Ignore
Please write to nodal officer of card issuing company for settlement of pending amount attaching your reports and resignation/termination letter (xerox). Whole letter have to be sent through registered post as well as registered email id.
Keep in mind you have to pay some amount as repayment of dues was your responsibility, after consideration of genuiness issuer will allow haircut in due amount and after your consent will close this case as settled.
P.S. you will be stressfree from legal troubles.