https://www.desidime.com/comments/permalink/9526043
Due date missed! Total Amount of Rs.0.06 on RBL Bank Credit Card (xx74) was due by 28/08/23. Pay min of Rs.0.06 immediately at bit.ly/2TDeg5K . Ignore if paid.
late payment fees first time in life
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Using rblbank younique cc from last 2 years just because of its 380000 limit.
In aug i made a trans. For rs. 70880.06 and paid the amount rs. 70880 next day, today noticed a late fee of rs. 5 and gst.
Card band kia jaye ya nhi?
In aug i made a trans. For rs. 70880.06 and paid the amount rs. 70880 next day, today noticed a late fee of rs. 5 and gst.
Card band kia jaye ya nhi?
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https://www.desidime.com/comments/permalink/9526146
you should be grateful to them as they didn't added the late payment fees,
I heard ICICI adds ~900 as late fees.
check this post and top comments: https://www.desidime.com/discussions/icici-cc-p...
https://www.desidime.com/comments/permalink/9526256
I always pay next round figure, so that i won't worry
https://www.desidime.com/comments/permalink/9526437
Below 100 to no charge hota hai na?
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https://www.desidime.com/comments/permalink/9527582
Its not just 5 rs late fees, you should worry about cibil if they report late payment there - send mail to Nodal directly
https://www.desidime.com/comments/permalink/9806377
Did that hit your cibil score?
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https://www.desidime.com/comments/permalink/9806760
As far as I know, if one pays more than the billed Minimum Amount Due (MAD) , then whatever the remaining balance amount, the bank charges interest on the balance calculated from the date of transaction).
So may be it's not late payment fee, but rather interest on the outstanding amount?
I have heard late payment charges are high for every bank.
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you should be grateful to them as they didn't added the late payment fees,
I heard ICICI adds ~900 as late fees.
check this post and top comments: https://www.desidime.com/discussions/icici-cc-p...
I always pay next round figure, so that i won't worry
Iam always pay 1 rupee extra, for extra safety.