Kotak 811 credit card vs idfc first wow

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Which fd based card to consider to build credit score as well as other benefit for mom? Not considering onecard because it can't be turned into unsecured later

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go for unsecured card for mom even if she is homemaker.

only apply to bank in which she already have bank account.

show her profession as self employed.

Finance Mentor Finance Mentor
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Kotak 811

Generous Generous
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Received IDFC Wow E card LTF

Physical Card dispatched now

Rip Niyo Global Cc (ATM Withdrawal fees 750+ Gst)

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