Just got kiwi rupay card!

242°
Finance Mentor
Demon_slayer
Hello everyone,
  I got kiwi credit card from yes bank.
After multiple glitches in the app, I was able to set up the card.

1. The app asked to grant yes a
Bank multple permission to share personal info with kiwi. Is that normal?

2. There is this kiwi neon banner on homepage, says it for free. What is it?

When I applied the card name was shown as kiwi neon and that it's free. Now it's showing as a separate thing.

There is very little info on this card in the internet.

3. Should I try neon? Are the benefits tied to that?

4. This is my first yes bank card. Should I use yesbank application in tandem with it?

5. What are the payment options for this card? Can it be paid like other credit card using 3rd party apps?

Thats a lot, i know. Thanks in advance for your time.

@stoptomove @DEEPANGEORGE @baludesi @some1anywhere
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Savings Mentor Savings Mentor
Link Copied

Neon is a membership subscription on the base lifetime free card for higher rewards (5% if spends cross 1.5L in a year). Obviously they would be given as additional Kiwis later on once they calculate spends crossing 1.5L, initially only 1%. Neon was being given away FYF. Only for Yes Bank it seems. Axis Bank Kiwi users have a 5% Rewards Rush every month for 10 days when we can loot the card for free without any subscription.

You can pay the card's bill with any app that supports Yes Bank CC bill payment. Neon seems to be worth it, I'd take it even for my Axis Kiwi if I was offered for it. Anyway FYF is completely worth it. You can stop after 1st year.

Permissions the app asks are OK IMHO

29 Comments  |  
13 Dimers
  • Sort By
Deal Lieutenant Deal Lieutenant
Link Copied

bro after using it tell us about real reward rate smile

Deal Newbie Deal Newbie
Link Copied

+1

How much return it is giving ? 

Can we redeem  points for statement credit ?

Edit

I have hdfc tata neu infinity card. Which one is better ?

View 1 more reply
Finance Ninja Finance Ninja
Link Copied
Why did you take the card without knowing about it? Never do this
Finance Mentor Finance Mentor
Link Copied
I did read up on it. There is no way to know what procedures they ask you to go through that is specific to the product. That's why I'm looking for clarification.

It looks like they issue cards with both axis and yes bank or did. So there is more to know.

And there are things known only to people who have them. That's why I'm asking.

I agree, it's better to know before you take these cards.
View 1 more reply
Comrade Comrade
Link Copied

Good!

Neon subscription free for a year

Its kiwi klick card

Payment through third party yes

Finance Mentor Finance Mentor
Link Copied
Is the card useful for you?

Is it really giving 2% on offline purchases? Any exclusions like gold retail?

View 5 more replies
Savings Mentor Savings Mentor
Link Copied

Neon is a membership subscription on the base lifetime free card for higher rewards (5% if spends cross 1.5L in a year). Obviously they would be given as additional Kiwis later on once they calculate spends crossing 1.5L, initially only 1%. Neon was being given away FYF. Only for Yes Bank it seems. Axis Bank Kiwi users have a 5% Rewards Rush every month for 10 days when we can loot the card for free without any subscription.

You can pay the card's bill with any app that supports Yes Bank CC bill payment. Neon seems to be worth it, I'd take it even for my Axis Kiwi if I was offered for it. Anyway FYF is completely worth it. You can stop after 1st year.

Permissions the app asks are OK IMHO

Finance Mentor Finance Mentor
Link Copied
Thank you.

One more question, you will get 2% even without the subscription right?

What categories do you use to get the maximum benefits?
View 2 more replies
Deal Newbie Deal Newbie
Link Copied

Kitne cards Le ek insaaan

Deal Lieutenant Deal Lieutenant
Link Copied

Neon is a subscription package , not much dimers supported it as far as i seen in here

Like Magnet Like Magnet
Link Copied

Try neon as it is anyway free for first year, you can opt out from next year.

Finance Mentor Finance Mentor
Link Copied

Is there any particular category you can get maximum advantage from this card?

Comrade Comrade
Link Copied

Is it worth taking Neon CC..?

Finance Mentor Finance Mentor
Link Copied

Seems OK. Try it.

Deal Lieutenant Deal Lieutenant
Link Copied

What documents are they asking for?
Any physical verification?

Finance Mentor Finance Mentor
Link Copied

No other documents. No physical verification. Just video kyc.

Helpful Helpful
Link Copied
how many days it took for approval after vkyc?? i have completed vkyc on 16th but till now it is in pending state
Finance Mentor Finance Mentor
Link Copied

It took 6 days.

Savings Mentor Savings Mentor
Link Copied

For credit cards issued via the Kiwi app:

5% cashback on spends of Rs.1,50,0000 on the credit card

Base earn: 0.5% on collect+ intent; 2% on scan & pay on large merchants

Milestone 1: 3% cashback on achieving eligible spends of Rs.50,000 (incl. Base) + 1 lounge access

Milestone 2: 4% cashback on achieving eligible spends of R.1,00,000 (Incl. Base) + 1 lounge access

Milestone 3: 5% cashback on achieving eligible spends of Rs.1,50,000 (Incl. Base) + 1 lounge access

Milestone will be calculated as follows:

Milestone 1: 3%* (Total spends on Kiwi - spends on exclusion categories - refunds) net of rewards accumulated up under Kiwi Neon subscription for the year

Milestone 2: 4% * (Total spends on Kiwi - spends on exclusion categories - refunds) net of rewards accumulated up under Kiwi Neon subscription for the year

Milestone 3: 5% * (Total spends on Kiwi - spends on exclusion categories - refunds) net of rewards accumulated up under Kiwi Neon subscription for the year

replyuser
Click here to reply
Reply