bro after using it tell us about real reward rate
Just got kiwi rupay card!
I got kiwi credit card from yes bank.
After multiple glitches in the app, I was able to set up the card.
1. The app asked to grant yes a
Bank multple permission to share personal info with kiwi. Is that normal?
2. There is this kiwi neon banner on homepage, says it for free. What is it?
When I applied the card name was shown as kiwi neon and that it's free. Now it's showing as a separate thing.
There is very little info on this card in the internet.
3. Should I try neon? Are the benefits tied to that?
4. This is my first yes bank card. Should I use yesbank application in tandem with it?
5. What are the payment options for this card? Can it be paid like other credit card using 3rd party apps?
Thats a lot, i know. Thanks in advance for your time.
@stoptomove @DEEPANGEORGE @baludesi @some1anywhere
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How much return it is giving ?
Can we redeem points for statement credit ?
Edit
I have hdfc tata neu infinity card. Which one is better ?
It looks like they issue cards with both axis and yes bank or did. So there is more to know.
And there are things known only to people who have them. That's why I'm asking.
I agree, it's better to know before you take these cards.
Good!
Neon subscription free for a year
Its kiwi klick card
Payment through third party yes
Is it really giving 2% on offline purchases? Any exclusions like gold retail?
Neon is a membership subscription on the base lifetime free card for higher rewards (5% if spends cross 1.5L in a year). Obviously they would be given as additional Kiwis later on once they calculate spends crossing 1.5L, initially only 1%. Neon was being given away FYF. Only for Yes Bank it seems. Axis Bank Kiwi users have a 5% Rewards Rush every month for 10 days when we can loot the card for free without any subscription.
You can pay the card's bill with any app that supports Yes Bank CC bill payment. Neon seems to be worth it, I'd take it even for my Axis Kiwi if I was offered for it. Anyway FYF is completely worth it. You can stop after 1st year.
Permissions the app asks are OK IMHO
One more question, you will get 2% even without the subscription right?
What categories do you use to get the maximum benefits?
Neon is a subscription package , not much dimers supported it as far as i seen in here
Try neon as it is anyway free for first year, you can opt out from next year.
Is there any particular category you can get maximum advantage from this card?
Is it worth taking Neon CC..?
What documents are they asking for?
Any physical verification?
No other documents. No physical verification. Just video kyc.
For credit cards issued via the Kiwi app:
5% cashback on spends of Rs.1,50,0000 on the credit card
Base earn: 0.5% on collect+ intent; 2% on scan & pay on large merchants
Milestone 1: 3% cashback on achieving eligible spends of Rs.50,000 (incl. Base) + 1 lounge access
Milestone 2: 4% cashback on achieving eligible spends of R.1,00,000 (Incl. Base) + 1 lounge access
Milestone 3: 5% cashback on achieving eligible spends of Rs.1,50,000 (Incl. Base) + 1 lounge access
Milestone will be calculated as follows:
Milestone 1: 3%* (Total spends on Kiwi - spends on exclusion categories - refunds) net of rewards accumulated up under Kiwi Neon subscription for the year
Milestone 2: 4% * (Total spends on Kiwi - spends on exclusion categories - refunds) net of rewards accumulated up under Kiwi Neon subscription for the year
Milestone 3: 5% * (Total spends on Kiwi - spends on exclusion categories - refunds) net of rewards accumulated up under Kiwi Neon subscription for the year
Neon is a membership subscription on the base lifetime free card for higher rewards (5% if spends cross 1.5L in a year). Obviously they would be given as additional Kiwis later on once they calculate spends crossing 1.5L, initially only 1%. Neon was being given away FYF. Only for Yes Bank it seems. Axis Bank Kiwi users have a 5% Rewards Rush every month for 10 days when we can loot the card for free without any subscription.
You can pay the card's bill with any app that supports Yes Bank CC bill payment. Neon seems to be worth it, I'd take it even for my Axis Kiwi if I was offered for it. Anyway FYF is completely worth it. You can stop after 1st year.
Permissions the app asks are OK IMHO