Is this STOPPED converting cards to LTF?

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Last Comment 2024-09-10

2024-09-10

I have a MoneyBack Plus Credit Card from HDFC Bank whose anniversary is coming very soon. In the first year, the bank had charged me ₹500+GST from me. I am using the card properly and regularly since I got the card. I had received 2 LEs since then and my credit limit is more than twice than my first Credit Card Limit. I have mailed them last week but they just rejected my request to convert the card to Life Time FREE 🥲

I have then mailed them to issue me another Credit Card based on the old card. I had requested them to issue any of the below cards

- HDFC Millennia Credit Card

- HDFC TATA Neu Credit Card

- HDFC Swiggy Credit Card

But the bank also rejected this request.

Do any of you have face the same issue? I mean your request to convert your paid card to LTF also rejected?

Please share your views!

And, if you Know any trick to convert the paid card to ltf then please share...

Thank you.

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https://www.desidime.com/comments/permalink/10322560

gakarshit

2024-09-10

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😂hdfc stop lft mostly after April may this year, asked bank manager he told me new policy says no lft card for c2c basis too, ask them for fees waiver if they deny it too ,then file it for closer worthless card better get someother cc ,i will try to make my neu cc lft or will just close it ,now due to rbi more cc with be usable for upi and it not worth paying for neu cc anymore ,only cc i pay for is axis airtel

https://www.desidime.com/comments/permalink/10322566

DEEPANGEORGE

2024-09-10

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oh good to know the HDFC details:)

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https://www.desidime.com/comments/permalink/10322567

gakarshit

2024-09-10

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if u not get more cashback or rewards than cc fees yearly ,then it not worth keeping 😈,loot banks and don't get looted by them

https://www.desidime.com/comments/permalink/10322583

DEEPANGEORGE

2024-09-10

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hehehe ya thats why i am in the process to convert my 3 SBI card in LTF now:) as i crossed their spend waver already

already reached spend waver:) now on 15th of this month will raise request on 2 of my SBI card for LTF conversion

wish me luck

hope i get my SBI card LTF soon xD:)

https://www.desidime.com/comments/permalink/10322592

10ven

2024-09-10

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They denied spend based upgrade offer for me in spite of crossing it sweat_smile

https://www.desidime.com/comments/permalink/10322995

Imperial_Penny

2024-09-10

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I did not know HDFC was giving Money bank with a fee instead of LTF. Close it and apply for Swiggy instead or check offer on PayZ and other websites you will find UPI RuPay LTF.