is there any ncem trick for axis bank ?

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Deal Lieutenant
gakarshit

want to buy few costly stuff from amazon with axis cc 

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Deal Lieutenant Deal Lieutenant
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Sadly i am not that much aware about ncemi cancellation in Axis credit card, 


for sbi cards mostly i know, its simple as prepaying everything on the same day of the transaction before 12 midnight to auto cancel EMI (in SBI card)

Deal Cadet Deal Cadet
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yes, it is there
you can enjoy the nc emi benefits with axis.

you can call customer care and cancel the emi once the amount is updated as emi in your transactions

Deal Lieutenant Deal Lieutenant
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so what will be the charges incurred? 

any cancellation fee? or foreclosure fee?
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Savings Mentor Savings Mentor
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All charges are reversed as of now in Axis Bank NC EMI as well as ICICI Bank NC EMI. HDFC and Kotak don't reverse GST portion but sometimes you can call Kotak to consider reversing it as a special service request

Talk-Of-The-Town Talk-Of-The-Town
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When your ate getting nce.i benefit of 1k+... Hdfc gst+interest  of around 60rupee is fine i guess... process is so simple... log into my cards and cancel in a minute

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Talk-Of-The-Town Talk-Of-The-Town
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For axis just call customer service after the transaction is converted to smh and ask them to cancel.... All charges are reversed as well.... You will get Ncemi benefit

Deal Cadet Deal Cadet
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converted to smh?
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Deal Subedar Deal Subedar
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Axis has the best ncemi cancellation they refunded the full amount also gave 1% reward, used ( flipkart axis)

no other card gives reward on emi

Helpful Helpful
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I did emi cancellation on Airtel Axis for a Flipkart order, do you think I will get 1% in this case? Statement generation date 12.

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