Is OneCard without Fd hit Cibil?

26°
Deal Cadet
Harprt

Want to apply 

3 Comments  |  
4 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

Yes because it makes cibil .


Deal Cadet Deal Cadet
Link Copied

I doubt so, since the whole point of an FD based/ secured credit card is to provide credit services to someone with no credit history. So a credit check would be unnecessary, though the process might vary from bank to bank. Try reaching out to OneCard support if you need confirmation.

Deal Cadet Deal Cadet
Link Copied

It hits in a good way. My wife did not had any Cibil score and when I tried applying for cc from IDFC, Axis, Indusind, they were rejected.

Then I applied for FD based one card with limit of just 10K, used it for few months, and then the CIBIL score was properly built.

replyuser
Click here to reply
Reply