Is It an HDFC pre-approved Credit Card?
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Is It an HDFC pre-approved Credit Card?

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Today In my HDFC Netfbanking offers Section showing this banner 👇

https://cdn0.desidime.com/attachments/photos/730463/medium/banner-3271221.jpg?1640673121

Is It an HDFC pre-approved Credit Card?

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Generous Generous
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This is not pre-approved. This same offer is available to anyone even non-banking customers. Also would like see how an actual pre-approved offer banner looks like, if someone can post the screenshot or something.

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Community Angel Community Angel
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HDFC is most pathetic bank technologically being an active hdfc credit card user I also get such spam banners, it has nothing to do with pre approved offer, infact their application portal is most buggy one hangs in the middle of the application and forces you apply again and generates new application for each attempt hence even if you do have preapproved offer it will go away If you did not succeeded in applying at first attempt which is a little bit harder sometimes due to unresponsive credit card application portal of HDFC bank, Don't know why RBI lifted ban from this technologically backward bank 

Benevolent Benevolent
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instead of ban, RBI should pass an order to pay Rs1000  each to HDFC customer

Pathetic bank, Booked Merchant EMI and no SMS related to it nor email; finally one day I see in loan section

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Benevolent Benevolent
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you will be getting lots of email if its pre approved to you.
Otherwise best way is to go to branch or talk to ur RM and check if u have any pre-approved against your account

Deal Subedar Deal Subedar
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No, pre-approved will show card type and limit 

Deal Cadet Deal Cadet
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You mean like this?

https://cdn0.desidime.com/attachments/photos/730694/medium/Screenshot_2021-12-29_at_1.15.20_PM.png?1640764092



Helpful Helpful
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even if you are having hdfc credit card from 10years..still that Spam offer banner will show..

Cool Cool
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I got this in email and applied for it.  Opened a bank account in September only.https://cdn0.desidime.com/attachments/photos/730697/medium/Screenshot_20211229-120342.jpg?1640764327https://cdn0.desidime.com/attachments/photos/730699/medium/Screenshot_20211229-122405__01.jpg?1640764363https://cdn0.desidime.com/attachments/photos/730698/medium/Screenshot_20211229-120344.jpg?1640764342



Generous Generous
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Those who asked what is pure pre-approved offer. This is it. Once you get that offer there is no waiting period or anything. Some banks generates the card instantly some will ship it immediately. No documents collection or Aadhaar & PAN verification. Thanks for posting the screenshots my friend @chantz

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Cool Cool
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Just got my money back+ card now.

Pro DealHunter Pro DealHunter
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https://cdn0.desidime.com/attachments/photos/733624/medium/defsd.png?1641956047

What’s wrong with these hdfc guys… I’m holding a preferred bank and had a bank account with them for 2 years. still, no pre-approved offer for a credit card. now, look at the photo showing 3 banners in the net banking offers section. just spam f***k HDFC

Generous Generous
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Check with your RM. He can help you get one without any spend criteria.

Helpful Helpful
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does this mean card is approved?

https://cdn0.desidime.com/attachments/photos/769528/medium/aniket_credit_card_1234.jpg?1653246461

Crusader Crusader
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Track the status with application number..
Or wait for 2 days..if card is approved then you’ll get a virtual card to your email

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Helpful Helpful
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Guys here me out. I created my mom’s account in hdfc(in dec) coz my account was classic so her account had like 15000-25000 rs. I tried applying yesterday for millennia with the normal portal(no Ltf offer or any special thing) and submitted 6 months old payslip (I know it’s 6 months old coz I used same slip to apply last time and it got rejected) of some gov psu(not in hdfc list) and today I saw e credit card in her mail. I think they are approving credit card for anyone with good credit score and some decent amount in account. If there’s nothing to lose for you give it a try.





Crusader Crusader
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Looks like hdfc is on approval spree joy joy

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Helpful Helpful
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so my mom’s insta card otp finally worked and the number is invalid 😓 
So its basically Millennia Visa Credit Card with Mastercard logo and diners club card number (3611)😵
I tried talking to eva and limit shows 1 lac with first of month as billing date. I guess I will just have to wait for physical card delivery(otp sms also recieved)

https://cdn0.desidime.com/attachments/photos/770033/medium/WhatsApp_Image_35.jpg?1653411890

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Deal Lieutenant Deal Lieutenant
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anyone knows how much time does it take to update Address on Credit card for hdfc bank after submitting the same in branch ?

PS : Credit card relationship only with Hdfc bank

Benevolent Benevolent
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at least a week; papers go to Chennai and then address update

Crusader Crusader
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https://cdn0.desidime.com/attachments/photos/770272/medium/Screenshot_2022-05-25-18-53-32-164_com.google.android.gm.png?1653485265@prem4998 @Kochiro @guest_999
Any idea what’s this SR no. for?

Actually I mailed to grievance redressal for upgrading my moneyback to millennia..
I got another acknowledgement number for the same..

Don’t know what’s this about..

Generous Generous
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Probably about the same issue. Nothing else I can think of.

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Helpful Helpful
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https://cdn0.desidime.com/attachments/photos/770762/medium/Screenshot_2022-05-27-20-58-36-33.jpg?1653665411

check your email for pre-approved offers.

Post Tycoon Post Tycoon
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currently i have business money back cc with 60k limit how can i upgrade it to milinia cc plz. help

Generous Generous
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First increase credit limit to 1L on your card then upgrade to Millennia.

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