Is icici Lombard elevate better or HDFC ergo optima super secure?

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Deal Subedar
kalwa.sai897520
For family health insurance without any pre-existing diseases.

Got biased reviews for both HDFC and ICICI interms or customer support or claim settlement etc. If anyone has any idea on this, please do share with me. Thanks!
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Hdfc jindabaad icici meh

Deal Subedar Deal Subedar
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Any bad experience with ICICI bro? If possible, please do share

Generous Generous
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Even am looking for Insurance as it is expiring in August. Already have HDFC Suraksha but it has been discontinued; confused between HDFC super secure, ICICI & Care supreme. Youtubers, depending on their sponsors, give reviews.


Have had mixed experiences with HDFC; a surgery claim was rejected (before covid) but my child hospitalization claim went thru smoothly without any issues. 

Deal Subedar Deal Subedar
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ICICI elevate plan launched 2 weeks back and it's looking very good on paper. So I'm confused between hdfc ergo super secure and elevate.

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Commentator Commentator
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Check Icici ADVANTEDGE. HDFC is good but very expensive. Take hdfc if you can afford.

Deal Subedar Deal Subedar
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I've decided to go for HDFC ergo. Icici Lombard is good on paper but reviews are very much biased when it comes to settlement. So I've opted for HDFC even though premium is high.

Generous Generous
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Just received the Quote from HDFC Ergo for renewal and it has more than doubled. Used to pay around 23-25k for the past 10 years but now they have quoted 55k for family of 4 with 10 Lacs coverage.


Is it worth because in the last 12 years, I have utilized (by God's grace) just once, and that too for a nominal amount. I was okay with paying 20-25k but 50+ looks too high!

PS: For 2 years

Deal Subedar Deal Subedar
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What's the approx age of family of 4 people? Any idea why it got doubled?

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