IS HDFC No cost emi working?

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Wingman
rr134181534

Hi All,

Checking if NCEMI is working , are the processing fees getting reversed?

I have option to convert a purchase to 18 months EMI and i am getting around 3k+ discount in flipkart , it was mentioned that 299 processing gets applied , can we cancel later (is that working as previoulsy) and get the processing fees and all reversed?

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Hunk Hunk
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Yes working as before... Mine 299 got reversed... GST is higher now due to proc fee increase from 199 to 299..

Total loss after cancellation is now around 60-70

Deal Cadet Deal Cadet
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How did you cancel it? Calling it to customer care? And after how many days or order you cancelled it?

Hunk Hunk
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@my_trendytips_IG Call not required for hdfc... You can check on hdfc mycards link
Once the transaction is converted to emi (3-4 days from transaction)... You can cancel it next day
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Wingman Wingman
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Also checking if Milllenia 5% works if i purchase on flipkart in this sale

Hunk Hunk
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Yes working as before... Mine 299 got reversed... GST is higher now due to proc fee increase from 199 to 299..

Total loss after cancellation is now around 60-70

Deal Cadet Deal Cadet
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How did you cancel it? Calling it to customer care? And after how many days or order you cancelled it?

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Deal Cadet Deal Cadet
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Yes working fine. Got neucoins after cancelling emi last month so 5% cashback may also work with Millenia ig.

Deal Lieutenant Deal Lieutenant
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I’ve canceled my normal EMI today(04/10/24) and I got a mail stating that I need to pay the amount the next day is it true? Do I need to pay it tomorrow?


1. ??Kindly make the payment on the next day of the preclosure date. (For e.g. if the preclosure is done on 27th April, make your payment on 28th April??)
2. Preclosed Loan Amount of Rs: XXXX

Deal Cadet Deal Cadet
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No need. Wait for bill generation.

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