Is HDFC millennia FYF worth it?
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Okay so a little bit of context,
I had a lot of back and forth with hdfc grievance team and they have upgraded my credit limit from 20000 INR to 150000INR.
I have two cc from HDFC, swiggy and neu both of them are paid. I had freedom card earlier but I closed it. Now I made a request with them to increase the limit and offer a card upgrade to me at the same time.
This is what their response is. What should I do now? I'm willing to get one HDFC credit card for offers as I have all of my spends planned through other credit card. I asked them for more premium card such as regalia or infinia but they've declined. I asked them to make millennia LTF. They declined that as well.
What should I do?
I had a lot of back and forth with hdfc grievance team and they have upgraded my credit limit from 20000 INR to 150000INR.
I have two cc from HDFC, swiggy and neu both of them are paid. I had freedom card earlier but I closed it. Now I made a request with them to increase the limit and offer a card upgrade to me at the same time.
This is what their response is. What should I do now? I'm willing to get one HDFC credit card for offers as I have all of my spends planned through other credit card. I asked them for more premium card such as regalia or infinia but they've declined. I asked them to make millennia LTF. They declined that as well.
What should I do?
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https://www.desidime.com/comments/permalink/10391108
Worth if you spend on the brands that offer 5% cashback and also if ur spends graater than 1 lac
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On receipt of your mail we had liased with the concerned department for review and wish to inform you that we will be able to review your request for Millennia credit card at pricing: First Year Free i.e. Joining Fee : Nil, Renewal Fee: Rs. 1000 + GST, renewal fee will be waived off upon spends of 01 lakhs+ in previous membership year.
Note: We take this opportunity to clarify that as per product feature, upon upgradation of your earlier credit card to Millennia credit card, the existing rewards points shall be carried forward to the new credit card on a proportionate basis the card variant