is HDFC Bank Regalia Gold Credit Card good?

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Last Comment 2023-08-23

2023-08-22

HDFC Bank Regalia Gold Credit Card!

"Better Rewards, Cashbacks and Offers coming your way with New & Upgraded HDFC Bank Regalia Gold Credit Card! Avail now "

So i have an hdfc millennia credit card and today I got this upgrade message.

should I go for the HDFC Bank Regalia Gold Credit Card ?

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Top Comments

https://www.desidime.com/comments/permalink/9504741

swapnilrpatil

2023-08-22

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I also got the same message. My Regalia is LTF without any min spending requirement. But not sure about the new card. They have only mentioned No joining fees.

https://www.desidime.com/comments/permalink/9505538

budweiser

2023-08-22

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No provision of LTF in Regalia Gold, as per my RM. HDFC wants to recover the money it has lost by issuing LTF Regalia cards to every Tom, Dick & Harry over the years, who used it only to avail of the complimentary benefits (ex. airport lounge)

If you have Millennia LTF, keep it. 5% CB is definitely better than 5x RPs which get devalued every 6 months

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https://www.desidime.com/comments/permalink/9504587

bhaveshmankani582489

2023-08-22

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It's excellent that you received an upgrade offer for the HDFC Bank Regalia Gold Credit Card! Before deciding, consider your spending habits and if the new card aligns with your lifestyle. Assess the rewards, cashback, and offers to see if they benefit you. Additionally, check for any changes in annual fees or terms. If the benefits outweigh the costs, consider considering the upgrade.

https://www.desidime.com/comments/permalink/9504741

swapnilrpatil

2023-08-22

Link Copied

I also got the same message. My Regalia is LTF without any min spending requirement. But not sure about the new card. They have only mentioned No joining fees.

https://www.desidime.com/comments/permalink/9505538

budweiser

2023-08-22

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View 2 more replies

https://www.desidime.com/comments/permalink/9506203

ami123

2023-08-23

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i got this upgrade but avoiding it since regalia is LTF

https://www.desidime.com/comments/permalink/9506420

Scorpion

2023-08-23

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Not Worth.

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