Inward remittance rate | usd -> inr
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Looking to book around 10L RSU from charles schwab.
Which bank would be ideal if I need the minimal charges ?
Can open new account if the saving is significant. preference to zero balance bank which can be opened directly from home.
I also read alot about FIRC issuance but I assume this is a must for business but since mine is just already tax'd own fund. Do I need to worry for such documents ?
Thanks in advance.
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https://www.desidime.com/comments/permalink/10322561
What I have understood from online resources is
1. IOB
2. SBI
the rest are not worthy. The private banks like hdfc, axis, even with highest tier of relationship, what they offer is no match with above.
Parking 5k or 10k for a savings account on those banks is worth in future remittances too.
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If u want least rates and ready to open savings account, open Indian overseas Bank. If u don't want to open account, go with any psu bank u have. If u want to avoid hassles to deal to typical psu issues and don't care about rates, go with private banks (try negotiating rates with rm, though doesn't work much and will nowhere be close to psu banks).