Investment suggestion

Amazing idea.

But what if your MF didn't yield 30%

Govt takes 20% tax on your profits. 

Don't invest in MF by looking at the results of current multi year bull market. You will be in huge trouble in next market crash.

Cala

Calculate your risk profile and choose wisely

If this was so easy, why wouldn't the bank just invest this money themselves? Why would they bother giving you the loan? 

Just don't even think about this

dont do it

People are anticipating bad market in coming months....is it good to withdraw from MF investment for now

mhm 

1) good decision if you can cater the "interest + PRINCIPLE" yourself from your own income  AND DONT DEPEND ON MARKET INCOME

2) bad decision if you are intending to buy now and sell THE SAME mutual fund to pocket it AS PROFIT (in thinking it will be in profits now itself) -> THIS IS NOW HOW IT WORKS

MF ARE SUBJECT TO MARKET RISK PLEASE DONT TAKE RISKY DECISION LIKE THIS LOL

use own money OR BORROWED MONEY ONLY IF YOU CAN REPAY IT USING YOUR OWN MONEY AND CATER THE INTEREST PAYMENT YOURSELF FROM YOUR INCOME 

dont ever think on selling MF FROM BORROWED MONEY and pocketing the profits THAT WILL NOT WORK

To OP -> if the idea you pasted on your post WORKS 100% then EVEN BEGGAR WILL BE MULTIMILLIONARE LOL

Is this a good idea?

No. This is not good because investment through debt is a bad approach. If returns are negative then you will be under severe pressure.

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Is this a risky idea?

Yes. This approach may give you high returns if markets continue to go new highs but not worth sleepless nights.