Investment Advice Needed
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Market is loosing strength, my stock portfolio came at +1% from high of +12%.
Should I invest lumpsum or SIP in mutual funds or etfs, if yes then what are the better options in large, mid and smallcap funds rightnow.. timeFrAme is not a barrier for me, whatever I will invest is for 10+ or even more years. Pls suggest.
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Bro.. this fund is giving lower than Category average. Invested from last 8 years.. planning to move to another fund.
All short term investments in stocks are in red by 2 digits. Stock Portfolio of 4 years is almost at 4%. It is hurtful to even see it.
Unity bank gives 9% for 1001 days cumulative so per year/compounded interest rate comes to around 10.1%, you can either go via Stable money or open up a savings account if it has branch in your area.
Similarly, North East SFB bank gives 9% and third best is Suryoday SFB which gives 8.65% for 2yrs 2days
Already done FDs through stable money and wint wealth for next 3 years.. but want to invest something in equity markets as well for better returns
also stocks/MFs are not to be monitored regularly as it will affect your mental health and even cause heart attacks 😃
If your goal is 10 yrs why are you worried now about dip in returns.
Not exactly worried, but just thinking what if I kept adding quantities in dips in individual stocks and then somehow any stock crashed in future then my overall portfolio will be doomed. So I want to invest in MFs as well to utilise this dip opportunity
Ok then invest in automobile industry MF I have some MF details
I am a value investor, investing from 2018 mainly in the index fund (Nifty 50) and I change my equity and debt portfolio based on market valuation.
In my experience the market is in the overvalued zone (23.33 P/E , and approx 1.5 MCap/GDP). I expect the market to grow at the rate of GDP in the long run. As the market is overvalued even if GDP grows at 14-15 %, because earning was growing approx 18-19% from the last 5 years, I don't expect much growth in index from here. Either market will wait for GDP to catch or fall.
Cheap valuation of China also attracts FIIs towards china. So overall I am maintaining 70-30 ration on equity and debt. With a bearish or sideways look for the next 4 to 5 years.
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Me too also face this situation I invested in last three years ago.