https://www.desidime.com/comments/permalink/9874991
Rbi ombudsman scheme will help you
INR 560000 CREDITED DUE TO TECHNICAL ERROR
- 2005
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INR 560000 CREDITED DUE TO TECHNICAL ERROR
My indusind bank account got credited with INR 560000 and my axis bank account got credited with INR 48000 by 12% club due to some techincal issue. This happened back in Feb 2022. after some days they start calling me to refund that amount so i added those fund in 12% club account and they reversed it. after reversing that amount they lien my both bank account. They lien INR 560000 in indusind bank and 48000 in axis bank. So my axis bank branch manager informed me that my account is lien for 48000. So i told him that i already refunded that amount to them so remove lien from my bank account. later branch manager remove lien from my bank account. but indusind bank account is still lien marked. I contact with their manager and their Nodal officer they are saying they can't able do nothing. They said 12% club have to emailed them. then only they can able to remove lien. I contacted with 12% club they are saying kindly coordinate with your IndusInd Bank regarding the removal of the lien. kindly tell me what should i have to do to remove lien
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https://www.desidime.com/comments/permalink/9875055
I should file complaint against who 12% club or Indusind bank. I'm unable to find 12% club in rbi ombudsman drop down list. i also search for Resilient Innovations Private Limited which their parent company. none of them is available in rbi ombudsman drop down list
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https://www.desidime.com/comments/permalink/9875123
On Desidime, it has been advised many times to dimers. To always ask the person who sent you money to file chargeback and then let bank follow the standard refund process. It will ensure, that there is no extra lien on your account.
You can complain to RBI
https://www.desidime.com/comments/permalink/9875186
Galti kisi ka bhugat koi raha.. should be compensated for all harassment
https://www.desidime.com/comments/permalink/9875189
Aise hi koi fund arbo me aa jaye mere acc me maja aa jaye.. kam se kam interest to mera hi hoga na.... 1 arab ka kotna aayega minthly
View 2
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https://www.desidime.com/comments/permalink/9876053
Then how would have he returned?
View 1
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https://www.desidime.com/comments/permalink/9877486
Transaction limits are there..
https://www.desidime.com/comments/permalink/9877577
It seems to be the fault of indusind. So in your communication to their nodal officer enclose your correspondence you did with the club. Let's wait for their response to move ahead with RBI ombudsman then.
https://www.desidime.com/comments/permalink/9883152
did you take any No demand certificate (NDC) from 12% club after they took back the money? if yes, then give a copy to that to the bank
https://www.desidime.com/comments/permalink/9884911
They did not give me anything. a person from 12% club just said they will take lien request back.
https://www.desidime.com/comments/permalink/9885904
You made mistake of refunding them via there app, you must have punished them by taking that money out for some days from bank and tell them to raise chargeback from bank and i won't refund the other way. After proper discussion and analysis of there actions against you and a then redeposit that in same account. (Till then you may acquire intrest in other bank by parking it in safest way)
https://www.desidime.com/comments/permalink/9885943
When this happened i was 18. i had never saw that much amount together. they call me to refund their money. i refunded them. I didn't know that time there is something called chargeback.
https://www.desidime.com/comments/permalink/9888825
Forward the mail received from 12%club to indusind.
If needed as 12 club to mail you confirming refund recieved then forward that to indus. If they still refuse then involve rbi and see magic
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On Desidime, it has been advised many times to dimers. To always ask the person who sent you money to file chargeback and then let bank follow the standard refund process. It will ensure, that there is no extra lien on your account.
You can complain to RBI
Galti kisi ka bhugat koi raha.. should be compensated for all harassment