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INDIAN BANK account opening with free RUPAY Platinum Insta Card

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INDIAN BANK account can be opened by visiting the nearest branch /online through website and IB CUSTOMER application.

If you open account online,you will get RUPAY CLASSIC debit card to your home address.Also you need to visit branch within 1 year for full KYC.

So,If you want INSTANT RUPAY PLATINUM DEBIT CARD, visit branch fill the application form with PAN & AADHAR.After account opening ask for INSTA card.if not available apply for personalised card.it will take 7-10 days to reach branch then you need to collect the card from the branch

MAB- Rural-500
           Semi urban-1000
           Urban/Metro- 2000

1st year debit card AMC charge free.
2nd year onwards Rs.159+GSTIMG_20210507_165702__01


ONLINE ACCOUNT OPENING (RUPAY CLASSIC)https://apps.indianbank.in/onlinesb_new/


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Finance Mentor Finance Mentor
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Their Internet banking is probably the worst in Industry.
Like Magnet Like Magnet
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Only worst?
It’s worst×100

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Deal Cadet Deal Cadet
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Issuance/Membership Fee?
AMC?

Finance Ninja Finance Ninja
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Post me sab likha hua ha phir bhi puch rahe ho smile

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Deal Newbie Deal Newbie
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Reopen

Deal Subedar Deal Subedar
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If have plan only for availing Amazon offer then take this into consideration too:

Account Closure Closure Within 14 days – Nil

Non cheque operated accounts
250 (for metro and urban)
150 – (For individuals in Rural areas)

Cheque operated accounts)
500 (for metro and urban)
150 (For individuals in Rural areas)

Deal Cadet Deal Cadet
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This offer is till march 2022. Then after that if we close account, Then do we need to pay charges?
Is this rule for only indian bank or for other banks also? Planning to open canara bank account through local branch.

@abhishek012 @UDEMYCOURSES @guest_999

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Finance Ninja Finance Ninja
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Indian bank new Insta RuPay Platinum debit cards

BIN number – 817335

https://cdn0.desidime.com/attachments/photos/695022/medium/7751226ghmHf64.jpg?1625048073

https://cdn0.desidime.com/attachments/photos/695021/medium/7751226q8FGkta.jpg?1625048069

Card image shared by @UDEMYCOURSES

Deal Lieutenant Deal Lieutenant
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u need to apply via branch to get this card?

Deal Lieutenant Deal Lieutenant
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WORST BANK, They are in 1960s in terms of Technology. joy joy

Deal Cadet Deal Cadet
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@ El-Profesor Thanks bro. KG

Helpful Helpful
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Try Canara Diya app.

Note: Bank working hours.

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Deal Newbie Deal Newbie
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Platinum rupay debit card withdrawal limit per day Indian bank

Deal Cadet Deal Cadet
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Video KYC based Account Opening

Indian Bank is launched Video KYC based SB Account Opening shortly. In this process, customers no need to visit the branch and fill the application for Opening the account.

He / She can visit the Bank Website , fill the required details for account opening. After submission, Video call will be connected to CAPC , Chennai and KYC verification will happen through Video Call. Post Successful verification , full KYC CIF and account will be opened instantly.

For Video KYC based Account Opening, customer should have PAN CARD, Aadhaar Card and its mandatory. CAPC official will ask the customer to show PAN Card , Aadhaar Card, Signature signed in the plain paper and capture the image for our records.

Video KYC Account Opening Link: https://apps.indianbank.in/video...eb

Finance Ninja Finance Ninja
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What about debit card ? by default issue RuPay platinum debit card ?

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Deal Newbie Deal Newbie
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Video KYC based Account Opening

Indian Bank is launched Video KYC based SB Account Opening shortly. In this process, customers no need to visit the branch and fill the application for Opening the account.

He / She can visit the Bank Website , fill the required details for account opening. After submission, Video call will be connected to CAPC , Chennai and KYC verification will happen through Video Call. Post Successful verification , full KYC CIF and account will be opened instantly.

For Video KYC based Account Opening, customer should have PAN CARD, Aadhaar Card and its mandatory. CAPC official will ask the customer to show PAN Card , Aadhaar Card, Signature signed in the plain paper and capture the image for our records.

Video KYC Account Opening Link:
https://apps.indianbank.in/videok...b/


MAB- 500 -2000 (Depending upon type of account and cheque book)

https://cdn0.desidime.com/attachments/photos/723710/medium/FB_IMG_1637317512665.jpg?1637317520

Deal Lieutenant Deal Lieutenant
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Indian Bank Issue Add On Cards? 

Finance Ninja Finance Ninja
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Dnt know bro

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Helpful Helpful
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Have people received a Rupay Platinum debit card via Video KYC account opening route?

Deal Cadet Deal Cadet
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i have same query

Deal Cadet Deal Cadet
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Visited home branch today to submit this form for Rupay Platinum add-on ( i already have account and primary Rupay Platinum debit card ) - https://www.indianbank.in/wp-content/uploads/20...

BM told the form is applicable on for MasterCard ( the form does say Maestro ) which is stopped due to ban.. so I asked him IB debit card application form for Rupay.. he gave me the below form and told they they don’t issue add-on card for Rupay.. customer care is also saying the same.. did not get Rupay Platinum add-on card

https://cdn0.desidime.com/attachments/photos/769165/medium/Screenshot_from_2022-05-21_15-20-27.png?1653126699

https://cdn0.desidime.com/attachments/photos/769164/medium/Screenshot_from_2022-05-21_15-20-04.png?1653126655

Finance Ninja Finance Ninja
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RuPay Platinum mila ki nahi ?

Savings Mentor Savings Mentor
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I ranted on Google Play and left a 1 star review for Indian Bank's INDOasis app for not showing full debit card details in the app, especially since Indian Bank is the worst hit by EMV chip card shortage and has been unable to issue debit cards to many customers for many many months. In the latest update to INDOasis, full card details are shown, including expiry and CVV. Also you can activate the card without the physical card arriving and start using it to do ecommerce transactions.

Helpful Helpful
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I blame OP & bank executive for not mentioning the delay in debit card issuance. It's been a month. As op mentioned - instant card, I've opened an account... Till now nothing received.
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Savings Mentor Savings Mentor
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Yes. My personalized DC also never arrived. I was able to activate the card from the app by just guessing the expiry date by trial and error without the card physically arriving. But at that time, the app was not updated to show full details or CVV.

Then last Monday, my nearby IB branch had received a huge supply of insta kit RuPay Platinum cards (around 100 as per the staff) so when I yelled and made a scene about not providing ATM card for MONTHS, and threatened about RBI complaint, they opened one, thankfully it was RuPay Platinum, assigned it to my account. After 24 hours, it started showing up in the app with numbers hidden. I activated it from the app. Then towards the end of last week the app updated and now it shows full card number, CVV, expiry. Everything to do transactions. Their Twitter account also confirmed that virtual card was on their plans for a long time due to EMV chip shortage.

Generous Generous
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typical PSU bank exp.

Benevolent Benevolent
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Is there any way to apply online for this card? My branch is not receiving any cards since almost 1 year and I am stuck.

Edit: In e-services, I see one option to apply for replacement of debit card. Will that work? Any charges? I have 25K MAB platinum savings account.

Helpful Helpful
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Close the account and open new account in another branch where they promise instant card. If they don't provide after opening account, then again close the new account as there are no charges for account closure in within 14 days of opening.
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Post Emperor Post Emperor
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indian bank DIGI online account is zero balance account , please clarify dimers?
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Post Emperor Post Emperor
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not working on Amazon right now,,, after entering cvv, it redirect again to amazon page. anyone facing this issue
Deal Cadet Deal Cadet
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If you have received your new ATM then first activate ECOM transaction in INDOASIS app then use it..it will work flawless .
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