If i close sbi debit card before annual fee date, can a bank charge annual fee later?

97°
Deal Newbie
Lavanya.Shar...

If i close sbi debit card before annual fee date, can a bank charge annual fee later?

On 31st March or after 1 month of debit card closure

On which date sbi bank put annual fee charges for debit card usually??

9 Comments  |  
9 Dimers
  • Sort By
Commentator Commentator
Link Copied

close 2 months before renewal, those a-holes charges you before renewal

Deal Cadet Deal Cadet
Link Copied

NO. THEY SHOULD NOT.

Commentator Commentator
Link Copied

some banks mostly private bank charge annual fees in advance so,if you close card before renewal date u can skip charges but in government bank not idea about sbi they charge at the end of year in that case you have to pay charges.
If closing card close it atleast 1 month ago because everybody know working speed of SBI?😂

Deal Newbie Deal Newbie
Link Copied

SBI is pathetic.

I had closed my debit card on 19th September. They deducted AMC charges on 21st September though my card AMC renewal month is June.

Blaze Blaze
Link Copied

No

Benevolent Benevolent
Link Copied

Can I close my sbi debit card & don't get charged? Earlier they charged me even though I never activated my card.

Deal Newbie Deal Newbie
Link Copied

Did you find your answer yet I've also same question please let me know

View 1 more reply
Deal Cadet Deal Cadet
Link Copied
Since your question has a 'can' in it and it pertains SBI


with the Harry Potterisk special powers that SBI has, they 'can' (and have) charged even non-customers for services never even availed.

Thus charging customers in an invalid way is nothing new.
Even the likes of Citibank India.. at one point.. was in the nasty habit of adding the non average balance maintenance charges BEFORE 31st and a customer even took them to the dry-cleaners for doing so.
replyuser
Click here to reply
Reply