IDFC first saving account with Lifetime AMB waiver
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I received following message from IDFC bank.
Is it worth it ? Any special benefit.
From what I can see; this account will be essentially free of charge a/c.
There's no charges and only AMB requirement which based upon this text; they will waive it off so its 0 balance free account like kotak 811.
Also, if I decide to opt for it. How do I make sure they follow this and do infact offer me 0 balance account. In CC, its easy since 1 can deny to activate the card.
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Also check the charges of debit card as indusind also offer zero balance account but with debit card condition
Perfect ! I took it.
IDFC Customer support is something else.
I created the account at 12 midnight and then immediately it asked me to do VKYC.
I was like "what the hell, why not give it a shot" knowing fully that it will ask me to connect during business hours but in indeed connected to an agent during midnight and I compelted the VKYC. Wow ! That's a first..
take it, they offer 10k MAB account variant as ZERO balance account for their premium credit cardholders
I took it and recently got it upgraded to Wealth banking, although I would've loved if they offer 25k MAB account variant as ZERO balance account at least for those who are holding Wealth CC, their top-most CC in lifetime free category but now that I'll be upgraded to Wealth banking, it's all fine now
i too have applied offer 2 weeks back. got zero balance account.
I also received similar message but i am not able to figure out which variant is offered at 0 AMB , 10k or 25k ? @IVI @sahil1033 where to find this info in given link as the whatsapp message is generic.
And any specific benefits of IDFC Account apart from 0 AMB ?
you can refer the image in this Twitter/X post of mine, it will clearly show 10k MAB variant as ZERO balance
no specific benefit but it's a good bank and by paying one-time fee of Rs. 99 + GST, you can get IDFC FIRSTap sticker debit card which is a RuPay Platinum debit card and can be used on Amazon Fridays offer
is this available for new customers also?
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Good offer