https://www.desidime.com/comments/permalink/9520896
How to check under what merchant category code Mobikwik Credit card bill payments comes ('mobikwik' 'One Mobikwik System')?
IDFC Debit Card Rewards Point devalue
IDFC Debit Card Rewards Point devalue:
Please note: Payment to Mutual Funds, Insurance, Financial Institutions, Security Brokers, Dealers, Wallet Uploads, Quasi Cash, ATM Withdrawals, Credit Card Payments and Account Transfers transactions are not a part of FIRST Rewards program.
The transaction categories are identified through Merchant Category Codes (MCC), defined by the network, e.g. Visa, MasterCard and RuPay.
IDFC FIRST Bank does not define the merchant category. The merchant category codes that are excluded from FIRST Rewards Program are mentioned below:
Merchant Codes |
Merchant Categories |
|
6300 |
INSURANCE SALES AND UNDERWRITING |
|
6012 |
FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES |
|
6211 |
SECURITY BROKERS/DEALERS |
|
6051 |
QUASI CASH |
|
6540 |
WALLET UPLOAD |
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Finance
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Credit Card
Disclaimer
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Deal Wiki
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Created by : abhishek012
IDFC debit card still offer reward points on mobikwik for credit card bill repayment.
This transaction count under Utility bill payment.
For incremental 10X,
Online( CC Payment)
Classic
Till 20K - 0.33%
After 20K - 1.84%
Eg: For 2 Lakh, total cashback Rs.3378
Select
Till 1L - 0.50%
After 1L - 2%
Eg: For 2 Lakh, total cashback Rs.2500
Wealth
Till 1.5L -0.67%
After 1.5L - 2.17%
Eg: For 2 Lakh, total cashback Rs.2090
Private
Till 2L - 1%
After 2L - 2.34%
Eg: For 2 Lakh, total cashback Rs.2000
Top Comments
https://www.desidime.com/comments/permalink/9521930
cred working or gone 
aaj hi card aaya tha will use it. next month close karwa dugha now no use.
https://www.desidime.com/comments/permalink/9523275
Credit card payment
Received for all the payments paid before 13th August from both mobikwik and paytm
I paid 6K from mobikwik on 13th August not received points
Paid 20K from paytm on 13th August received points
Paid 20K + 40K + 10K from paytm after 13th Aug did not received points
Paid 10K from mobikwik on 29th Aug received points.
I Guess they are randomly giving it.
https://www.desidime.com/comments/permalink/9523417
Through which debit card? IDFC/HDFC/RBL?
View 3
more replies
https://www.desidime.com/comments/permalink/9523420
Devaluation of IDFC cc rp expected?
https://www.desidime.com/comments/permalink/9523449
Idfc virtual and physical card is same or not?? Give reward points on virtual card also??
https://www.desidime.com/comments/permalink/9523966
IDFC debit card still offer reward points on mobikwik for credit card bill repayment.
This transaction count under Utility bill payment.
For incremental 10X,
Online( CC Payment)
Classic
Till 20K - 0.33%
After 20K - 1.84%
Eg: For 2 Lakh, total cashback Rs.3378
Select
Till 1L - 0.50%
After 1L - 2%
Eg: For 2 Lakh, total cashback Rs.2500
Wealth
Till 1.5L -0.67%
After 1.5L - 2.17%
Eg: For 2 Lakh, total cashback Rs.2090
Private
Till 2L - 1%
After 2L - 2.34%
Eg: For 2 Lakh, total cashback Rs.2000
https://www.desidime.com/comments/permalink/9524400
It's too late to pay bill, already paid bill on cheq but not received any points
View 8
more replies
https://www.desidime.com/comments/permalink/9524038
Anyone have better cashback option to pay credit card bill using debit card ?
Is IDFC FIRST BANK DEBIT CARD working while paying using cheq ? Can anyone confirm if they paid on cheq?
I have to pay 1.5L this month and 5L next month . So looking for good option .
https://www.desidime.com/comments/permalink/9524609
My card was blocked thrice for making cc payment on mobikwik.
I had to call customer care to unblock it.
https://www.desidime.com/comments/permalink/9526100
@abhishek012
I did transaction on 30aug got name as ONE MOBIKWIK SYSTEM but haven't got points, how many days do i need to wait for points to show up?
View 3
more replies
https://www.desidime.com/comments/permalink/9526162
28th and 29th transactions done on mobikwik are reflecting on idfc rewards today, spent 20k and received 533 points on wealth debit card.
https://www.desidime.com/comments/permalink/9526331
Anyone received points for 30th?
https://www.desidime.com/comments/permalink/9526412
i did on 30th no points yet, i think now its hit and a miss!
https://www.desidime.com/comments/permalink/9530892
Like i said its hit and a miss, Rbl dc better! BTW this was my first cc payment from new IDFC acc and probably my last!
View 10
more replies
https://www.desidime.com/comments/permalink/9527688
If we pay credit card bill in mobikwik how much tim it wil reflect to our card ( hdfc card)
https://www.desidime.com/comments/permalink/9527768
Wait 3 bank working days. Your bill payment date showing today's date.
https://www.desidime.com/comments/permalink/9527714
Mobikwik is trusted app for cc bill bcz many -ve reviews in twitter
https://www.desidime.com/comments/permalink/9528851
I am not able to see the IDFC reward points. It’s showing “Try Again Later”
Anyone else seeing the issue, in the app ??
View 3
more replies
https://www.desidime.com/comments/permalink/9529562
Thinking of closing this account as it's not giving any rewards on credit card bill payment till now.
https://www.desidime.com/comments/permalink/9529586
Open account in RBL bank and apply RBL Signature+ debit card.
View 6
more replies
https://www.desidime.com/comments/permalink/9531109
IDFC never had any reward points. it’s a lie.
https://www.desidime.com/comments/permalink/9534717
@abhishek012 Merchant name "ONE MOBIKWIK SYSTEM PVT LT" is ok or should be avoided?
https://www.desidime.com/comments/permalink/9535240
Merchant name is ok but do check the category in idfc ...it should be WALLET TRANSFER OR OTHERS to fetch rewards ..if it's HOME it won't
View 2
more replies
https://www.desidime.com/comments/permalink/9534872
Anybody got IDFC debit reward points for transactions done on 1st September onwards for Mobikwik, Paytm, Cheque or Kotak?
https://www.desidime.com/comments/permalink/9536238
Received points today for 1st sept txn on mobikwik
https://www.desidime.com/comments/permalink/9536954
What's the merchant name ?
https://www.desidime.com/comments/permalink/9536966
Nowadays we get only one merchant name for credit card payments on Mobikwik "ONE MOBIKWIK SYSTEM" Gurgaon IN
View 2
more replies
https://www.desidime.com/comments/permalink/9538390
Use RBL Signature+ debit card. Best debit card ever.
IDFC ka koi bharosa nahi hai. 30k and 45k pura bekar gaya tumhara.
View 2
more replies
https://www.desidime.com/comments/permalink/9545608
Mobi now restrict cc payment.. say limit exceed for this card..
https://www.desidime.com/comments/permalink/9545775
On how much payment mobikwik restrict card
I pay 75000 in multiples like 20000+20000+20000+15000 using hdfc easy shop card and didn't restrict
View 1
more reply
https://www.desidime.com/comments/permalink/9545803
I didn't get any reward points on 8th September for Rs.40000 worth of transactions on mobiikwik and I made some transactions worth Rs 15000 and i got reward points.
All merchant names are same
https://www.desidime.com/comments/permalink/9545852
15k txn was on which date?
View 11
more replies
https://www.desidime.com/comments/permalink/9546242
I have classic dc.. thats monthly limit 4 L.. that i used.. anyway to get more higher limit dc or 2nd dc? And what max limit for those dc
https://www.desidime.com/comments/permalink/9546307
where do u use 4lac?
money rotation?
money rotation?
View 2
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Is this better than HDFC Platinum debit card? If yes.. some more info please..
Yes.
Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:
Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.
Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.
In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%
And next year onwards you get (5K + 5K)/5L ~ 2%
If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)
GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.
If you want to know where you spend RBL Signature+ debit card -
Paytm app - direct use debit card for cc bill repayment or Paytm wallet load
mobikwik app - cc bill repayment
Bajaj app - cc bill repayment
Payzapp app - cc bill repayment
Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)
Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.
IDFC debit card still offer reward points on mobikwik for credit card bill repayment.
This transaction count under Utility bill payment.
For incremental 10X,
Online( CC Payment)
Classic
Till 20K - 0.33%
After 20K - 1.84%
Eg: For 2 Lakh, total cashback Rs.3378
Select
Till 1L - 0.50%
After 1L - 2%
Eg: For 2 Lakh, total cashback Rs.2500
Wealth
Till 1.5L -0.67%
After 1.5L - 2.17%
Eg: For 2 Lakh, total cashback Rs.2090
Private
Till 2L - 1%
After 2L - 2.34%
Eg: For 2 Lakh, total cashback Rs.2000