ICICI salary account query

149°
Deal Cadet
raja.muralid...
I had a salary account with ICICI and later changed to some other bank.

But I have kept the reimbursement account as ICICI.

Now the organisation credits 700 - 1000 each month.

From the May month the salary was not credited only the reimbursement amount is getting credited via the employer.

Even now I checked with customer care and they say that my account is a salary account!

How long will this be ? Or even the minimum 700 is considered as salary ?
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Deal Cadet Deal Cadet
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Maybe 6 months

Deal Lieutenant Deal Lieutenant
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as long as your employer crediting the reimbursement via cheque, i believe it will remain as salary account 

but the default time period for conversion to normal account is 6 months after the last salary.

Deal Cadet Deal Cadet
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It's NEFT transactions

From HCL

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Beacon Beacon
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2 years back I changed from icici to different bank but still it is showing as salary account only ...

even recently I checked still it's zero balance account.. I don't know how..

Generous Generous
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If you will keep transferring some amount on the fix day of the month, then it will remain salary account only.

Deal Subedar Deal Subedar
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Icici opened salary account in 2008. Salary credited for 6 months only. Till today the acount is salary account with zero balance. No charges so for

Benevolent Benevolent
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I think it also depends on the branch, branch manager & RM
Deal Cadet Deal Cadet
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This will continue for 3 months.

I would recommend you to keep MAB above 10K to avoid charges

Deal Newbie Deal Newbie
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Mine 2010 opened ICICI salary account in 2010 and salary credited for 2 years after that it completely zero balance till even today still salary account

Deal Cadet Deal Cadet
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Same.. everything free since then... though im privilege user

Benevolent Benevolent
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was there any problem in icici which forced you to change your account or any other benefit in other bank ?
Deal Cadet Deal Cadet
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Nothing..... I really enjoyed it and icici has given a lot of pre-approved and made my credit limit more than lakhs.

Now I needed my hdfc to treat it like the way. That's why

Generous Generous
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I left HCL in 2012 and my salary account was ICICI, that ICICI account is still active with same benefits, was never charged for non maintenance. So, answer to your question based on my experience is, your account will "never" be downgraded. Enjoy!

Helpful Helpful
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My last salary credit in my icici salary account was on ict 2019.

Account is still a salary account. No transactions in the account. I just keep 1-2k in the account rarely do any transactions in it.

Blaze Blaze
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Per my knowledge, once Zero balance account opened in ICICI, its always remain the same but they charge high amount for Debit card fees one in a year. In my case they charge around 800 annual fees for Visa Debit Card

Deal Cadet Deal Cadet
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Can you provide what's the name of debit card
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