ICICI Rubyx credit card life time free via paytm?

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Comrade
stoptomove
I am getting Icici Rubyx credit card lifetime free via paytm. Is it pre-approved? Or just a suggestion from paytm. Will I get it LTF if i apply via paytm?IMG-20241223-WA0006

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Deal Lieutenant Deal Lieutenant
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😝 its paytm so most likely they be scaming you

Spearhead Spearhead
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No, they will redirect to the bank site...

Critic Critic
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Gem series card above coral are only issued ltf to existing icici bank acc customers as far as I know so assuming you have icici bank acc & the linked number is same as linked to paytm then only you have a realistic chance else most likely it is just some paytm offer glitch.

Deal Lieutenant Deal Lieutenant
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i have icici acc for like 10 year it showing paid rubix for me
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Investor Guru Investor Guru
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Do not trust paytm

Deal Lieutenant Deal Lieutenant
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Yes. It's LTF if offered.

But not pre-approved. 

Deal Lieutenant Deal Lieutenant
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I'm getting Coral Rupay as LTF in imobile app.

should I get it considering benefits ?

any cibil hit if pre-approved?

Deal Cadet Deal Cadet
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No CIBIL hit. Whether you should get it or not depends on your own spending habits and what you expect from a CC. I took it as I didn't have any RuPay CC. As it was offered as LTF, I didn't think twice. Your call!
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Deal Lieutenant Deal Lieutenant
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Paytm was showing HDFC Freedom Rupay and IndianOil RBL as LTF but now Paid.

The PostMighty The PostMighty
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What I feel all icici cards are waste, only good card is Amazon icici ..

They have devalued too much in 2024

Savings Mentor Savings Mentor
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Take screenshots at every stage if you apply since ICICI Bank can try to pwn you

Deal Cadet Deal Cadet
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good take it for icici offer

Comrade Comrade
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They gave rbl shoprite ltf offers some months back and it was indeed ltf... I too got it as ltf.... 

Comrade Comrade
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So i can apply?
Deal Newbie Deal Newbie
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Yes its LTF with high probability of approval a friend got but the reward rate is poor for this card.

Comrade Comrade
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Thx
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