I have 50 lakhs rupees, I should purchase a flat and rent or should I invest in Mutual Funds?

Invest in markets and take home loan and pay in emis

I've a home loan too.
What I'm doing is investing the same amount in mutual funds as my EMI.
Home loan interest rate: 8.5%
MF expected (conservative) return rate: 10-12%.
Since MF investing is long term so don't care abt short term market fluctuations which create opportunity to invest lumpsum amt.

If you stay in a tier 1-2 city, get a flat considering you're going to stay there for 5-10 yrs for your job. If your karma bhoomi (workplace) isn't fixed, stay on rent.
I would also advise you to compare the rent and emi that you're gonna have to pay, decide based on that.

neither go for a vacation 

Purchase n rent it fixed income n security n whatever will be but will gain for u for sure.. according to location n nearby development plan... 

ask what u want - house or home ?

if rent > house emi then only buy 

owning flats = almost renting due to ever increasing CAM fees

get a cheap authority approved plot somewhere, build a tiny house & explore life.

greed has no limit & it will make u dead by overclocking your brain into money hungry schemes.

it gets very lonely on this money making paper trail

सब ठlठ पढ़ा रह जाएगा जब बंlद चलेगा बनजारा

human life is an opportunity to explore greater purposes instead of exploiting for stocks, mutual funds, real estate etc 

50 Gs u have is your ticket to freedom which me & many more dont have; so hope u use it to free yourself instead of getting trapped into money making schemes like a money hungry bish

25 lakhs ka flat lo, 10 lakh ka gold, if u care for animals then give 2.5 L to diff NGO, baki 2.5 L reserve me rkho for bad times, and last 10 lakhs se world travel kro, travel se achcha kuch nh... Mere pas hote 50 L to me yhi krta...

Sab daan kar do...... Or stress free life jio... or janglo main jakar tapasya karo......sab moh maya h......😀

See Purchase a flat or invest in FD

From returns

Purchase another flat on loan or invest that in FD again or invest mutual fund

If you are working (invest in mutual funds)

Buy a flat (claim house intrest deduction) - it will save you taxes while having capital gains (from mf)

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If you are not working..buy the flat with no  loan

asking from random people on internet about this much money either u dont have the money in first place or u are just flexing...as if u gonna follow the advice of strangers...go donate and live on himalayas

Bro, real estate in India is highly overrated. Investing 50L as investment won't guarantee a 2x returns in short term. With time there will be wear and tear, rental issues and hassles to manage. And all that for 4-5% yearly rental return. Better FD that deposit and enjoy peaceful inflow of 40K which you can gamble anywhere you like. Pay EMIs or keep accumulating. Liquidity these days is also an asset most folks overlook

been there done that.

50% BUY HOME/LAND

rest 50% depoly in MFs in parts

Take a housing loan of 50 lakh and purchase a flat or house. Invest your amount into a SWP (minimum guarenteed 15% return) mutual fund. Suppose emi of 40000 is paid for housing loan for next 20 year from your SWP. After 20 year you will have housing loan paid. And 2 cr + in your MF

Purchase a flat in a good locality. Rent it.

For investments in the stock market or MFs, I would suggest saving a part of your salary and then starting a SIP. If possible, add the rent received from your flat too to this SIP.

If you live in tier 1 city than purchasing flat and rent is better than investing in mutual fund because you generally get around 3-5% yearly.

Moreover your flat rate will appreciate too in meantime.

Else any other scenario go for mutual fund.

Get a flat or land

Invest in NTPC green energy. Or PSU stocks .

They will give good dividend and will be double in 2 years .
NTPC green will expand to 19 GW in next 2 years.

invest in PMS of wrightresearch. you have exact amount. just forget your investment.