HSBC Platinum CC Cashback offer

Offer Related Terms and Conditions 

1. Minimum spend requirement to be eligible for the offer is ₹15,000 per month 1 July 2024 - 31 July 2024 > = ₹15,000 Transactions between 1 July 2024 31 July 2024 eligible for Cashback as per TnC 1 August 2024 - 31 August 2024 > = ₹15,000 Transactions between 1 August 2024- 31 August 2024 eligible for Cashback as per TnC Both dates inclusive in the above scenarios 

2. Cashback Offer: a) 10% cashback on all restaurants (MCC 5812, 5813, 5811), food delivery and grocery (5814, 5499, 5921, 5462, 5451, 5441, 5422, 5411) transactions (capped up to ₹1,000 per calendar month) b) Additionally, 1.5% cashback on other transactions (capped up to INR 1,000 per calendar month) c) No cashback will be accrued for transactions made on following categories: Fuel related (MCC 5541, 5983, 5172, 5542, 5552), e-wallets (MCC 6540), payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349, Business to Business txns made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791, education and government related txns carried out through MCCs 9399, 8299, 8220, 8211, 8241,9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351), Insurance (MCC 6300, 5960), Jewelry & Antique items (MCC 5944, 5094, 5932,5937), Gambling (MCC 7995), Tolls and Bridge Fees (MCC 4784), Financial and Non-Financial Institutions (MCC 6011, 6010, 6012, 6051), Security Broker Services (MCC 6211), Collection Agencies (MCC 7322), Charity (MCC 8398, 8641), Money Transfers (MCC 4829) and Wholesale Clubs (MCC 5300)

3. Cashback will be credited to the eligible Credit Card account by 31 October 2024. If the eligible Credit Card account is closed before 31 October 2024, the customer will not be eligible for the Cashback.

4. Cashback amount will be calculated basis the predefined merchant category code against which a transaction is made. HSBC will not be liable to consider cashback requests wherein a transaction has happened with a merchant listed under the excluded categories (#2c). 5. Accelerated cashback of 10% will be calculated basis the predefined merchant category code against which a transaction is made (#2a.). HSBC will not be liable to cons

assuming I spend 15k on grocery in July, 10% means 1500 but CB is capped at 1000Rs right? so it means 10% till 10k and what % CB/RP for 10-15K, also Platinum card gives 2RP per 150Rs but via offer they are giving CB correct?