HSBC Devaluation - Joins the party

118°
Benevolent
Knight11

We wish to inform you that from 1 July 2024, Credit card transactions with the following Merchant Category Codes (MCC) will not be eligible for accrual of Reward points.

The excluded Merchant Category Codes are:

• Bail and Bond Payments: 9223

• Education and Government: 9399, 8299, 8220, 8211, 8241, 8244, 8249, 9222, 9402, 9211, 9405

• E-wallet: 6540 

• Financial Institutions: 6010, 6011, 6012

• Fuel: 5541, 5983, 5172, 5542, 5552

• Insurance: 6300, 5960

• Jewelry: 5944, 5094

• Money Transfer: 4829

• Non-Financial Institutions: 6051

• Real Estate Agent and Managers: 6513

• Tax Payments: 9311

• Utilities: 4900

I have HSBC Visa Platinum card. Not sure if all cards are affected or just this one. Someone with HSBC cashback card can confirm in comments.

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7 Comments  |  
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Deal Lieutenant Deal Lieutenant
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hmm another one bites the dust

Shopping Friend Shopping Friend
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Most of these categories are already excluded for Cashback card as well. I didn't receive any mail recently though.

Coupon Connoisseur Coupon Connoisseur
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so now NPS payments won't fetch any reward points

Beacon Beacon
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Utilities. Why is every card issuer excluding this category?

Finance Mentor Finance Mentor
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Bill payment with CC ke dukaan khol diya sabne desh bhar...

Deal Cadet Deal Cadet
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I am a cashback card user I didn't get any

Deal Newbie Deal Newbie
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IMG20240614221635

I hold a HSBC Cashback credit card since past 2 years. First, they devalued insurance payment, increased fee, increased the waiver criteria and now they are restricting utilities as well.

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