How to get credit card as an 18 year old?
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Hi Guys, How can I get a credit card as an 18 year old? I currently earn 40-50k (Variable) every month through freelancing and part time work so don't have salary slips. I already have an IDFC Wow Card on FD Basis which I got in May. Has 30k Limit. Cibil is 762 with 1y 8m credit age (It should be 10 months but there is some issue, I will add a note at the end). Recently tried for Axis with self employed option and was rejected. Have Liberty account since Nov 23, but sadly no pre-approved offers yet. So how can I get an unsecured card? Any tips or guides would be useful 
Note: I closed my UBI account recently and CIBIL suddenly got that an "overdraft" of UBI which was closed so it kind of increased my credit age.
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I tried for that just a few days ago but was rejected. Actually turns out that it was because of a duplicate request (I applied twice due to some confusion). My first application is still in process and was applied on 14th Aug. Let's see if I get any updates.
Also I did open an HDFC account a couple of months back but has been getting just penalties because of non maintenance of monthly balance. MAB is 5000 but I have been ignorant. I will try to maintain from now on
Whats that over draft account from UBL how it got opened i mean?
No idea but I checked my CIBIL report and it seems to have opened around the time I opened my savings account there and was closed when I terminated my bank account. Here's a screenshot if you know more about it. Was just a regular savings account though.
Mostly if you keep 1 lakh in savings account without withdrawing for 3 months you will easily get preapproved offers in any bank usually
try this method
Really? I can try this in hdfc in 2-3 months
I checked out. Uni needs minimum 23 and yes bank 21 years of age
Also note, your applications may be rejected since you are less than 21 years old and don't have a salary.
With hdfc, maintain your MAB for three months and create an fd. You might get an pre approved credit card offer.
Yep the age requirement is a problem. I will try to maintain MAB in HDFC
Open a bank account in HDFC
You will get pre approved offer. Same applies for Axis Bank.
Also try Flipkart Axis cc. I got it when I was 19