How safe is our DATA? somebody used my number as ref to take loan.
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Hello, This is regarding "jxxx Raj* he has taken loan of Rs. 1,xxxxxx/- with us at Spheeti Fintech Pvt Ltd Currently he has Defaulted the loan & has shared your Mobile no. as Refrence No. Kindly Ask him to get back to us to avoid any legal Action further. We have his 6 Signed Cheques & Un-dated cheques, Hope you aware about Section 138 in case of cheques being deposited & Reputation at same Time. His Registered Mobile No.9xxxxxxxxx. Regards Spheeti Fintech Pvt Ltd https://spheetifintec...m/
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Wow, now add to it
-Many people take loans in the name of their wife..
-My padosi...
-recovery calls...
-Love thai neighbor...😘
Very serious concern.
Nothing is safe online.
Just ignore it. It may be a fake one too. Beside grammatical mistakes, the word 'reference' has spelling mistake.
Company is real RBI registered NBFC though.
NBFCsandARCs10012023.PDF (rbi.org.in)
Right click on image & open in new tab & if still low resolution then change "medium" to "original" in link url in address bar of browser & reload the tab.
Section 138.. of what?
lol it has nothing to do with you
But if you want to payoff his loan then idk
Phone aaye toh gaana gaana start kar dena
Hosss jab tak hai jaan, jaane jahaan main naa chungi 🤣 naa chungi 😂
Seems like fake sms. Too many punctuation and grammatical errors.
Just ignore. Don't do anything foolish like calling or messaging them or clicking on any link.
If "they" call you up, ask them to send official ID card and detail of loan on letterhead of company and to meet you in nearest police station
Number kya Hao 🤔
Getting a message on WhatsApp instead of a prior telephone call or an sms, is an indicator enough, that it's fake and fraudulent.
our data isn't safe.I remember one time, my neighbourhood shopkeeper (who I don't even talk to) had taken a loan from a public sector bank and didn't submit the emi, then I got a call directly from the bank about it. I asked them,where did you get my number? They told they have it from their bank records(mapped by address given),it means they know your and if needed, can get your padosi ka number from their records(if you both have an account with them)...and I am still confused sometimes, how the hell it happened that out of nowhere I am getting loan recovery calls on behalf of my neighbour