https://www.desidime.com/comments/permalink/10168008
You can't apply for any credit card without CIBIL hit bro unless it's already pre-approved. You can apply for cards once in 6 months for a better approval rate but have heard that banks like Axis don't care about recent enquiries but always follow the 6 months rule. Timely payment is the ultimate factor for CIBIL. No need to worry about hard enquiries much. Foreign Banks like HSBC, STANC don't like too many enquiries. If a card is LTF then there's no harm taking it but Always prioritise your needs before taking any card.
![Instamart: Get Flat ₹50 Off on orders above ₹399 [USER SPECIFIC]](https://cdn0.desidime.com/topics/photos/1883335/medium/ymXDmYihTOzgPDddKSvZRKzXkboAapBF2yoFIeQBaWSAJmC9IUpSPKgvfaAgS5yFxQ_w240-h480.?1732370463)
You can't apply for any credit card without CIBIL hit bro unless it's already pre-approved. You can apply for cards once in 6 months for a better approval rate but have heard that banks like Axis don't care about recent enquiries but always follow the 6 months rule. Timely payment is the ultimate factor for CIBIL. No need to worry about hard enquiries much. Foreign Banks like HSBC, STANC don't like too many enquiries. If a card is LTF then there's no harm taking it but Always prioritise your needs before taking any card.
😈i applied for 3 cards this months got all 3 approved