Home loan topup closure - CIBIL score reduced 42 points.
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My CIBIL SCORE was around 800,
When I check latest CIBIL SCORE, 40 points is reduced now.
Two updates done recently, Whats could be the reason for sudden drop ?
1. Pre closing Housing loan top up
2. 1 day delayed payment in my Home loan EMI
Drop in 40 points seems huge, need your opinions on this.
When I check latest CIBIL SCORE, 40 points is reduced now.
Two updates done recently, Whats could be the reason for sudden drop ?
1. Pre closing Housing loan top up
2. 1 day delayed payment in my Home loan EMI
Drop in 40 points seems huge, need your opinions on this.
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7 Dimers
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https://www.desidime.com/comments/permalink/10275074
The amount was Rs 20,000
https://www.desidime.com/comments/permalink/10271175
it is due to delayed payment and not pre closure
https://www.desidime.com/comments/permalink/10271245
Definitely delay is the reason. Even a 5rs delay for 3 days impact by around 50 points.
https://www.desidime.com/comments/permalink/10275077
Got it, my EMI is Rs 20,000 but it's too weird to reduce the score for just 1day delayed payment.
https://www.desidime.com/comments/permalink/10272646
How u get your Home loan without ECS?
https://www.desidime.com/comments/permalink/10272927
I dont think there is such Home loan:) but lets see if we can get answers for that
why not you create new post asking this question to dimers:)
why not you create new post asking this question to dimers:)
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https://www.desidime.com/comments/permalink/10275083
ECS is enable by defaulf, due to low balance in Savings account unable to debit the amount to loan account. A day later I deposited the amount to Savings account
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Could be delay payment how much was the amount?