https://www.desidime.com/comments/permalink/10260020
Interest rate will be very high from these apps , better try from some banks ...
Help me in taking a personal loan
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I never took a loan before but now needed some fund.
Currently check with two apps Axio and Navi both are giving reducing loan.
Jist needed suggestion what should i choose. Is there any better option available with zero collateral then suggest me also.
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https://www.desidime.com/comments/permalink/10260039
Check with lazypay xpress . They take less interest.
If you have credit card then better to take loan from bank that will be cheaper as compared to these apps.
https://www.desidime.com/comments/permalink/10260055
Loan against credit card?
I have an hdfc bank account. they keep sending me offers but rates seems to be high and most of the offers are against credit card
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https://www.desidime.com/comments/permalink/10260063
Interest rate starts at 10.50% . Check with bank bazaar app
https://www.desidime.com/comments/permalink/10260170
If you can blur the complete legal name from the images please, even if it is your own name.
Lian shark app scammers just need a foothold to mess one up.
MANY and I mean many from the Muslim samaaj do give even upto a hundred thousand rupees loan .. and obviously interest free.
Once this senior citizen uncle even offered help to my friend, despite him not even being from the samaaj. He eventually took lian from his own employer as it was possible to easily show as payables in the I.T. return.
Still if you want to pay 17-18% to even upto 22% to these companies, then fine.
Lian shark app scammers just need a foothold to mess one up.
MANY and I mean many from the Muslim samaaj do give even upto a hundred thousand rupees loan .. and obviously interest free.
Once this senior citizen uncle even offered help to my friend, despite him not even being from the samaaj. He eventually took lian from his own employer as it was possible to easily show as payables in the I.T. return.
Still if you want to pay 17-18% to even upto 22% to these companies, then fine.
https://www.desidime.com/comments/permalink/10260316
Instead deleted axio screenshot.
https://www.desidime.com/comments/permalink/10260965
Interesting post VU+ lets see answers:)
https://www.desidime.com/comments/permalink/10260976
Well for me
1) HDFC keeps sending me personal loan offers for around 19% to 21% APR
2) and HDFC loan on credit card is around 1.22% (which is roughly 14.64% ROI but not sure about APR, i think APR should be around 15.5%)
3) Axis it seems to offer around lesser interest rate than HDFC comparatively (in my opinion)
so how come you guys are getting cheap interest with BANK LOANS???
bank loans are costly too
https://www.desidime.com/comments/permalink/10261064
If you have any FD, open an overdraft a/c. Most banks give upto 90% of the FD value as loan, with interest just 1% more than the FD interest
For ex, HDFC Overdraft Against Fixed Deposits
Entire process is online and can be managed through HDFC NetBanking
https://www.desidime.com/comments/permalink/10269660
dont go with those apps. they give loans but interest is too much. better go with bank
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Interest rate will be very high from these apps , better try from some banks ...