Urgent Help -> I have transferred 20k to some scammer because of whatsapp hack how to reverse? anyway to chargeback or something?

tried contacting bank?

1800-120-1740
https://support.google.com/pay/india/answer/152....

Maybe the friend is scammer

Name match nahi kiye send se pahle?

Register complaint with bank. But unfortunately 99% are the chances that you won't get your money back.

I think lodging a cyber-crime cell complaint is also essential to keep a record and follow up with banks subsequently with a copy. It gives more credibility for follow-up with banks for reversals.

Try to identify the bank account and branch from the UPI address thru your bank. If the bank account of the scammer is in the same city, you can straight-away approach the branch with the complaint.

file a FIR and also complaint to bank and dispute the transaction within 24hrs.

90% chance you will get your money within 8 to 12 months.

You will get your money back. Just register online cyber crime  FIR also . As AXIS BANK lodged the complaint in wrong UPI section. Tell them to register in fraud section after cyber crime registration complaint. 

Sorry to hear this hopefully you will recover your money as you have taken steps to reported the matter.

I had perviously raised this kind of topic unfortunately some dimmers were extremely negative and said what's app cannot be hacked 

https://www.desidime.com/discussions/whats-app-...

Update: 

Google emailed me with response saying it dont have anything to do with this kinda thing because the transaction is setteld by bank side

so lost google hope

now remaining is

2) bank complaint SR number with 35 days 

3) NPCI complaint with nothing to follow up

Wasie fraud hai to cyber complain kar sakte ho additional complain with banks for fraud transaction.wo bhi 3 din ke andar then have some chances..

Officials ke paas hi option hot hai. Lamba khichega par aa jayega.. normaly cards par hote hain fraud protection feature.

Always give a gap of 6-12 hours period for cooling between demand time  & transaction transfer time no matter how urgent it is followed by a call back saying I have cash only Can I deposit cash in Bank Branch ?

When you try to delay , Scammer will irritate, Genuine user won't irritate.

whatsapp hack hua par scammer k pass apka number kese aaya. gangadhar hi shaktiman hai

Even for Rs10 its always better to call the person once so just checking if you called your friend before transferring?

Post Screenshot of WhatsApp Chat (Scam Part). @DEEPANGEORGE

how the hell his whatapp get hacked even? 

Wasn't there a new UPI feature that was getting rolled out allowing one to reverse any UPI txn within 4 hrs? 

I had a similar incident happen to me in August. This is what axis bank told me after investigating (idk what investigation they did for 90 days to tell me this):

We would like to reiterate the previous response that, the below transaction is secured transaction which cannot be done unless the person is in possession card, UPI and UPI PIN which is confidential in nature and known only to the cardholder unless the cardholder divulges the same to a third party.
21 Aug 2024 UPI/P2A/XXXXXXXXXX/MR XXXXX 5000.00
Kindly note that the customer is solely responsible for maintaining the confidentiality of the password, registration data, and other verification information, Axis Bank is not
liable for loss or damage, if any, arising from the customer's failure to comply with the terms of service.
In case if you have not carried out the aforesaid transaction, we would hereby advise you to pursue the complaint through the Police authorities against the culprit and
provide all facts like to w like to whom, when and where you have possibly divulged the confidential information for them to investigate the matter.

We hereby confirm that we shall co-operate with police authorities and provide all the details as sought by them to further investigate the matter.

Cyber portal me complaint kardo sare account freeze kr denge vo log compliant krte hi

Double check with your friend etc - FIR should mention him also ... huge suspicion on so called "HACK" story . 

Policy will verify and investigate his "HACK" story too . 

It is very difficult to reverse UPI PIN based transaction, if it would be possible many scammers buy products and then escalate to reverse it. Its good you have already accepted the reality. Police and cyber crime if they wish, they could bring back even a single rupee. But they have lot more other worst cases to solve. Unless your amount is somewhere in crores, they didnt give a damn. In many cases, if people reported against same UPI ID many times, there may be possibility of freezing the account if a person haven't spent a money. Still it took lot more efforts and time to get those money back. One of my uncle recently lost 90k through such Fraud. The scammer instantly spent around 45k and he succeeded to block around 55k. But still haven't received money back. Don't know how much time it will take.

Immediately raise complaint to cyber crime helpline and visit cyber crime thana in your area and file FIR money trial is followed upto 10 accounts 

Stop thinking about money and start thinking about all things that can be done from your side now nothing should beleft undone don't regret or punish your heart and mind but yet at the same time dont leave culprit and do everything from your side

Bro any update on this??

Chargeback or Refund:

Google Pay has a protection policy for unauthorized transactions. If you report the incident promptly, you may be eligible for a refund. The Google Pay support team will guide you on the process.

File a complaint with the Cyber Crime Cell: You can file a complaint with the Cyber Crime Cell in your area. They will guide you on the process and may be able to help you track down the scammer.hb

Cyber crime works for fradualant transaction; this is not fraudant in one way. They aso will ask you to approach local police.

Local police will not file FIR for these small amounts; if you have good contacts in Dept, you can get the money. Else forget about it.

What should you do? You should delete this thread.

Please don't post such stupid stuff here and waste our time. How can you transfer with out calling your friend. My illiterate granny is smarter than you. A man from gas agency asked for Rs. 150 for insurance and she called me for that and made sure she is paying to right person.

I didn't expect this from you @DEEPANGEORGE!

you fell for such a trap!

scammers are being too smart and breaking trust factor here!

If one of friends/family member are in real emergency and need of money, we have to call them (Let's assume if phone number too is hacked), then we have to call their family member to confirm.

We are in such a bizarre phase!!

My advice is to call the cybercrime branch,they will immediately cease the account involved ,it must be done within 4-6 hours

May be escalate the issue to NPCI and see....though very less chances of getting the amount back!