HDFC virtual rupay CC (addon card) query

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JD4444
So I have an HDFC virtual rupay credit card as an add on to my HDFC visa credit card (physical). It says that I get 3% cashpoint on spending it on groceries including the supermarket, so the question is do I also get 3% cashpoint on spending money from this card on stores like Dmart and Jio Mart?Screenshot20231126184753
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Deal Cadet Deal Cadet
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Yes you will get 

But must remember 

1 cashpoint= 25 paisa

Vanguard Vanguard
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How is 1 cashpoint = 25 Paisa.... I get cashpoints in payzapp for recharge, it is counted as 1 cashpoint=1 rupees, are this cashpoints different from payzapp cashpoint?

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Vanguard Vanguard
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@abhishek012 do you have any idea about this? 
Finance Mentor Finance Mentor
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This Virtual RuPay credit card is best for HDFC bank discount sales offers or Ultra premium/super premium card holders like Diners club, Infinia and Millennia card holders, apply as additional card.

Otherwise my advice is better to apply other HDFC RuPay Credit card for higher rewards and also get milestone benefit, annual fee wavier via UPI spend + HDFC also give you UPI spend based offers.

HDFC RuPay Credit Cards -

Freedom New, Moneyback+, Business Moneyback, CSC Small business Moneyback, Regalia, Business Regalia, Regalia First, Indianoil, Tata Nue Plus, Tata Neu Infinity, IRCTC, Bharat Cashback, Shopperstop, ShopperStop Black.

Both HDFC Indigo credit card also coming soon on RuPay.

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Deal Subedar Deal Subedar
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In which app are you seeing this add on rupay card option? Also will it be counter as a separate card or the same as the base primary card?

Vanguard Vanguard
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I am using this card in multiple apps and it is counted separately but the limit is shared with the primary card.
Post Emperor Post Emperor
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Worst card don't go for it

Better go for kiwi, idfc, Tata Neu or bob snapdeal

Helpful Helpful
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Which idfc cc?

How many rp on how much amount?

Will bank combine all dc & cc rp?

@abhishek012

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Deal Newbie Deal Newbie
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It says not eligible. i have a moneyback+ credit card

Vanguard Vanguard
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For what?

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Deal Lieutenant Deal Lieutenant
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Is this addon rupay card free if i have a existing Lifetime Credit Card with HDFC? or Rs. 99/- renewal fee chargeable even if I hold a HDFC LTF card? anyone know?

Vanguard Vanguard
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No it's not free
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