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HDFC Updates its Airport lounge access policy on Debit Cards.

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Finance Mentor
abhishek012

HDFC Updates its Airport lounge access policy on Debit Cards:

The number of lounges that can be accessed has been lowered and from January 1st, 2024 you need to spend min Rs5000 in the previous quarter on debit cards to get lounge access in the particular quarter.

  • Which lounges can I avail with my HDFC Bank Debit Card?

You can avail entry at the following lounges using your HDFC Bank Debit Card, please note that the below list is subject to changes as per availability.

HDFC Bank Lounge Program
State City Lounge Name Terminal
Karnataka Bangalore Blr Domestic Lounge Domestic
Karnataka Bangalore Blr International Lounge International
Tamil Nadu Chennai Travel club lounge International old
Tamil Nadu Chennai Travel club lounge a Domestic
Tamil Nadu Chennai Travel club lounge b Domestic
Delhi Delhi Enclam lounge Domestic T3
Delhi Delhi Enclam lounge International T3
Telangana Hyderabad Enclam lounge Domestic
Telangana Hyderabad Enclam lounge International
West Bengal Kolkata Travel club lounge Domestic
Maharashtra Mumbai Loyalty lounge International T2
Maharashtra Mumbai Travel club lounge Domestic T2
  • What is the new spend criteria for availing complimentary lounge facility?

You will get complimentary lounge access in a calendar quarter only if you have spent a minimum of Rs. 5000 or more in the previous calendar quarter on your HDFC Bank Debit Card.

Example: If you spend a minimum of Rs 5000 from October 2023 – December 2023, you can enjoy complimentary airport lounge access from January 2024 to March 2024 and so on.

Note: Number of complimentary lounge access in a quarter will be applicable as per your Debit Card offerings.

  • If I have made a cash withdrawal of Rs 5000 from an ATM will it be counted for a complimentary access?

ATM withdrawals will not be counted as a spend. Only purchases made in-store or online using your HDFC Bank Debit Card will be considered as a valid spend.

  • Do I need to spend Rs 5000 in a single transaction to be eligible for a complimentary access?

You can spend Rs 5000 or more in a single transaction OR make multiple transactions aggregating to Rs 5000 or more, in store or online. Both the scenarios will be eligible.

  • Effective when, would my spend based lounge access facility on HDFC Bank Debit Card be applicable from?

The spend based lounge facility on your HDFC Bank Debit Card will be applicable from 1st January, 2024.

Source - https://www.hdfcbank.com/personal/pay/cards/deb...

Thanks to @ankurmittal for sharing the details.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Lieutenant Deal Lieutenant
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Does wallet load count in online spends?

Finance Mentor Finance Mentor
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Lounge visit, on payment, is about 1,500/- per person, per visit. Many would be better off buying per visit than even spend 5k on debit card.

Finance Mentor Finance Mentor
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Confused Wth GIF - Confused Wth Wtf GIFs

Finance Mentor Finance Mentor
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@abhishek012

I had heard of confused turkey... This is the first time I am seeing a confused Indian with meme of an unrelated N*  Strike-through - No offense @abhishek012

It's simple maths with a bit of common sense, which ain't so common nowadays. 

Benevolent Benevolent
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@Ramta_Jogi

Common sense would be not paying 1500 per visit. Just load to wallet pay cc bills using debit card. Now I hope you won't say 1500 is lower than 5000 to spend.. if you don't even spend 5k you should close that debit card and save money.

14 Comments  |  
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Deal Lieutenant Deal Lieutenant
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Does wallet load count in online spends?

Finance Mentor Finance Mentor
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Yes.
Deal Subedar Deal Subedar
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Spent criteria is kept generously low. Should not be an issue for anyone

Finance Mentor Finance Mentor
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Lounge visit, on payment, is about 1,500/- per person, per visit. Many would be better off buying per visit than even spend 5k on debit card.

Finance Mentor Finance Mentor
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Confused Wth GIF - Confused Wth Wtf GIFs

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Benevolent Benevolent
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Lol they are announcing it 5 months in advance 😂.

Deal Cadet Deal Cadet
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Doesn't bother me that much. Just a debit card. I only use my debit card either to withdraw cash or pay credit card bills.

Deal Cadet Deal Cadet
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I suppose - HDFC rupay platinum debit card ...will directly give lounge access as per rupay offer.  without considering any spends. 

Finance Mentor Finance Mentor
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No.

This is applicable for all HDFC bank debit cards including RuPay.
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