HDFC TATA Neu Credit Card NeuCoins Explained
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I got my Tata Neu Card recently but was not able to find any thread with complete info on NeuCoins. So, after researching from various platforms, I am compiling complete info here.
Lets assume:
- Billing cycle = 11 Jan - 10 Feb
- Statement Generated on 11 Feb.
Tata Neu Infinity:
Tata Neu and partner brands: 5% NeuCoins (1.5% base + 3.5% bonus):
- 1.5% base NeuCoins will be credited within 7 days of current month statement generation (by 17 Feb)
- Rest 3.5% bonus NeuCoins credited within 7 days of next month statement generation (by 17 Mar)
All other spends: 1.5% Base NeuCoins credited within 7 days of current month statement generation (by 17 Feb)
UPI: 1.5% NeuCoins : (max 500 NeuCoins per calendar month)
- For UPI transactions settled in Current Calendar month (1 Jan - 31 Jan) will be credited within 7 days current month statement generation (by 17 Feb).
- For Transactions settled in current billing cycle (11 Jan - 10 Feb) but in next Calendar month (1 Feb - 28 Feb), say on 4 Feb will be will be credited within 7 days next month statement generation (by 17 Mar).
- Settled transactions of full calendar month are added up and 1.5% is calculated of this cumulative, not of individual transactions.
So, statement generated on 11 Feb will have these NeuCoins:
- 1.5% base NeuCoins + 3.5% previous billing cycle (11 Dec - 10 Jan) bonus NeuCoins + 1.5% calendar month (01 Jan - 31 Jan) UPI NeuCoins.
- These NeuCoins will be credited to Tata Neu app within 7 days of statement generation.
- NeuCoins are calculated and posted on nearest round integer, for example Rs 140 transaction will be calculated as (140*1% = 1.4 NeuCoins = 1 NeuCoin (round to nearest integer
Tata Neu Plus:
Tata Neu and partner brands: 2% Neucoins (1% base + 1% bonus):
- 1% base NeuCoins will be credited within 7 days of current month statement generation (by 17 Feb)
- Rest 1% bonus NeuCoins credited within 7 days of next month statement generation (by 17 Mar)
All other spends: 1% Base NeuCoins credited within 7 days of current month statement generation (by 17 Feb)
UPI: 1% NeuCoins : (max 500 NeuCoins per calendar month)
- For UPI transactions settled in Current Calendar month (1 Jan - 31 Jan) will be credited within 7 days current month statement generation (by 17 Feb).
- For Transactions settled in current billing cycle (11 Jan - 10 Feb) but in next Calendar month (1 Feb - 28 Feb), say on 4 Feb will be will be credited within 7 days next month statement generation (by 17 Mar).
- Settled transactions of full calendar month are added up and 1% is calculated of this cumulative, not of individual transactions.
So, statement generated on 11 Feb will have these NeuCoins:
- 1% base NeuCoins + 1% previous billing cycle (11 Dec - 10 Jan) bonus NeuCoins + 1% calendar month (01 Jan - 31 Jan) UPI NeuCoins.
- These NeuCoins will be credited to Tata Neu app within 7 days of statement generation.
- NeuCoins are calculated and posted on nearest round integer, for example Rs 140 transaction will be calculated as (140*1% = 1.4 NeuCoins = 1 NeuCoin (round to nearest integer
Categories not eligible for Neu Coins: Rent, Wallet, Fuel, Govt, Smart EMI (non merchant EMI)
If you find it helpful, please upvote.
If there is anything I missed, please reply here, I will update this.
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Last updated by: kartikxxx
Pre requisite - u must be an existing hdfc card holder.
Trick - u need to fill urself as an tcs employee and they will offer u (98% case) ltf card.
Note - if u are not an existing hdfc customer then they will check for details and cancel ur application, this works only for existing hdfc customers .
Neu plus or infinity will depend on ur salary/credit limit, if slaary above 6l they will offer infinity else plus.
Ps - try at ur own risk.
Better way and my suggestion too- get fyf offer with ur genuine details and just send a mail to customer care after 1st bill clearance to make it ltf, they will (95%) make it ltf.
Any neucoins on Tata AIA premium ?
banger
i will do pos swipe in tanisque showroom. i have tata neu plus. then how much neucoins can i get. if shopping of 1lakh
U will get 2000 (2%) neu coins on Tanishq using Tata Neu Plus. For Tanishq and Titan, rewards will be given for max 3 lakhs in a month and 9 lakhs in a year purchase for Tata Neu Plus.
I got it FYF around 6 months back. How do I ask CC to make it LTF?
Request for ltf in a polite way.. if your spends are good in this Card..they can convert to ltf..
If not done this month..try again next month
Can anyone explain me fuel surcharge waiver for this card please?
1.5% base NeuCoins will be credited within 7 days of current month statement generation (by 17 Feb)
Rest 3.5% bonus NeuCoins credited within 7 days of next month statement generation (by 17 Mar)
All other spends: 1.5% Base NeuCoins credited within 7 days of current month statement generation (by 17 Feb)
UPI: 1.5% NeuCoins : (max 500 NeuCoins per calendar month)
How do you know your approved neu card is LTF ? also if you use payzapp to pay bill payments will it give the same 5% CB?
To know the ltf status..
Check in tata neu app..
Credit card dashboard - neu card privileges -view all
Joining fee and annual fee should be zero
If not LTF then useless to take this card. All cards reduce rewards afterwards.
Hey bro , suppose i get this credit card on 1 jan 2023 for first year FREE and then chargeable. When i can close this card that i will escape charges ?
Not sure about this, but it should be around 15 days before, as some banks can take such time to close the card completely.
Will I get Neu coins if I purchase with the Hdfc EMI instant discount offer? Does anyone know about it?
I have plus ltf, how to get infinity ?
If you have above 1.5L limit , send email to HDFC for infinity upgrade . They will do it.
1. Can I use Neu coins in offline store like Tanishq?
2. I got my Tata Neu Infinity recently. In Tata Neu app. it was showing FYF before applying for this card, later I used TCS trick and applied for this and got the card delivered. Nothing was written about charges in the letter received with card. Now, how to know that my card is LTF or not?
In the card cc number is there call and confirm
Hey thanks for the detailed post. One query, isn't there an additional 5% cashback apart from the 5% you've explained for all partner brands (online/offline)?
Is this Rupay CC ?
Yes
they blocked my neucoins , no credit no debit
what could the security issue ? idiot company
Do we get neucoins on utility upi payment
I am not able to use neucoins on postpaid bill payments.
Any idea?
For infinity, is the minimum UPI transaction to get any neucoin Rs.67?
It gives 5% unlimited on Tanishq gift card???
Can any expert dimer guide me how I can get max cashback or coins on below scenarios..
1) Payment on joimart website using , neu card as credit card vs scan or pay with neu card upi id
2) bill Payment on insurance co website say icici lombard , with neu card as credit card / scan or pay with neu card upi id OR pay under neuapp tata pay bill pay category
3) Bigbasket payment under neu app using, neu card as credit card vs using neu card upi id
1. 1.5% either way but remember above rule.
2. seems they stopped rewarding all this together.
3. Use CC so you get 5% from bb+5% accelerated rewards of nue.
How many neu couns is tata neu giving on upi txns ?
Is rupay cc option coming ?
1.33 or 1.5% TN Coins on TN Infinity Rupay Cc Upi Max Upto 500 Coins
So, there is a capping of 500 NeuCoins done by UPI in a monthly billing cycle iirc. Is this applicable on transactions done on Tata Neu app as it provides 5% unlimited NeuCoins on the transaction value within the app?
tata neu credit card customer care email id pls
this is the statement of april. 7th april 2024. when will these bonus neu coins be credited ?
@Ahtsham
how to know whether bonus points of previous statement or month credited in this month/statement? base points it's easy to verify in the statement.
Thanks bro
There is also a trick to get these cards LIFE TIME FREE
Anyone who wants can DM me
It will be applicable to only existing HDFC CREDIT CARD HOLDER
Not sure but if it's related to change employer to tata consultancy then don't do it. it may reflect in your cibil.
What is the expiry of the nuecoins earned by credit card?
The Neu Coins earned through promotional offers expire within a given period that can vary. For the Neu Coins earned on regular spends, each time you earn or
spend Neu Coins, your validity extend by a year. If you have 500 Neu Coins now that you earned 2 months ago, and do a shopping of 100 today, then your entire
Neu Coins would be valid for a year from now.
Luckily my billing date is 1st of the month so no worries on this. Both base and bonus tataneu coins are credited together for me .