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HDFC Swiggy Credit Card now devalue before fully live

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Finance Mentor
abhishek012

HDFC Swiggy Credit Card now devalue before fully live:

When HDFC Swiggy credit card launched Exclusions for 1% Cashback Category -

1 Fuel

2 Rent

3 EMI

4 Wallet

5 Jewellery

6 Government related Transactions

But Now More Merchant Categories are exclusions -

Cashback exclusions -

From any cashback: Rent, Utilities, Fuel, Insurance, EMI, Jewelry, Govt spends, Wallet loads & similar spends

From 5% cashback: Flight, hotel bookings & others

Source - https://www.swiggy.com/swiggy-hdfc-bank-credi...rd

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Top Comments
Benevolent Benevolent
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Tmhara Kam thoda Kam hogaya .

Deal Lieutenant Deal Lieutenant
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Do not demotivate him, we need him to find good tricks
shoutout to @abhishek012
Benevolent Benevolent
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bhai-ye-toh-shuru-hote-hi-khatam-hogaya

Deal Subedar Deal Subedar
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one day they will exclude milk, ghee, oil, baby foods etc. too from 10% category. 

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Benevolent Benevolent
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Tmhara Kam thoda Kam hogaya .

Deal Lieutenant Deal Lieutenant
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Do not demotivate him, we need him to find good tricks
shoutout to @abhishek012
Benevolent Benevolent
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bhai-ye-toh-shuru-hote-hi-khatam-hogaya

Crusader Crusader
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I was expecting this meme joy joy

Finance Mentor Finance Mentor
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Seems they hired some Axis guy to make feature list but then realized their folly, kicked him out and rectified error.

Deal Cadet Deal Cadet
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stuck_out_tongue_winking_eye

Deal Subedar Deal Subedar
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one day they will exclude milk, ghee, oil, baby foods etc. too from 10% category. 

Deal Newbie Deal Newbie
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The HDFC Swiggy credit card initially excluded categories like fuel, rent, EMI, and more for 1% cashback. They've added more exclusions, including flight and hotel bookings, to the 5% cashback category. It's like updating your phone case with even more protection features for a better user experience.

Cool Cool
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These devaluations are forcing me to cook.

Deal Newbie Deal Newbie
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I have already started
Benevolent Benevolent
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@RavirajParab 😄 

Time for recipes section in DD

Like Magnet Like Magnet
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You get 5% cashback in you swiggy wallet.

Can be used on swiggy only.

You need membership 399 for 4 months.

+ Everything on swiggy instamart is super inflated compared to bb.

This card was never good.
Sbi cashback card is way better direct cashback.

Deal Newbie Deal Newbie
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Apparently, Hdfc is protecting the 'Millennia' brand. It was expected that this card was going to beat Millenia!

Deal Colonel Deal Colonel
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5964 MCC excluded from Cashback or what level of CB? @abhishek012

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