HDFC Preferred Banking Programme
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I have been holding a basic bank account with HDFC Bank for last 7/8 years. Average minimum required balance in account is 1500 as account was open in Rural area (Some farmer scheme account) .
I am holding a HDFC Millennia Debit & Credit card both.
The credit card is Life time free and the debit card is chargeable.
Today I received an email from HDFC Bank that they are offering Preferred Banking free of cost. My account is not a Salary account and also I am not maintaining a huge amount in the Bank. Only I used to keep 20/30000 or some times basic aim was to keep 1500 only.
Should I opt for it?
If I opt for it, do I need to maintain MAB like 1/2 Lakhs..??
Is there any one who has got the same email or any experience??
I am holding a HDFC Millennia Debit & Credit card both.
The credit card is Life time free and the debit card is chargeable.
Today I received an email from HDFC Bank that they are offering Preferred Banking free of cost. My account is not a Salary account and also I am not maintaining a huge amount in the Bank. Only I used to keep 20/30000 or some times basic aim was to keep 1500 only.
Should I opt for it?
If I opt for it, do I need to maintain MAB like 1/2 Lakhs..??
Is there any one who has got the same email or any experience??
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https://www.desidime.com/comments/permalink/10092121
You can opt for it and also sign up for family banking if your family has hdfc accounts because preferred banking customers don't have to pay debit card fee. Also if you don't maintain balance then they might downgrade account status to normal like you have currently but there are no charges for non maintenance of AMB.
https://www.desidime.com/comments/permalink/10092391
I have seen 2 3 videos where they are saying if I don't maintain MAB then also they will not charge.
But if I continue to do the same for 3 months they will send me reminder to maintain MAB.
If I don't maintain MAB again then they will downgrade my account. And after downgrading they will charge me for not maintaining MAB..
Now I hv doubt ?
After downgrading really they are going to charge, how much & for how many months..
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https://www.desidime.com/comments/permalink/10092266
I have classic banking currently from the last 3 months without trying I have maintained balance but didn't receive a preferred banking invitation?
Does anyone know how much time it takes to receive an invitation?
I did ask rm and he said I need to visit the branch.
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No useless
Noob question:
My Hdfc regular savings account converted to Classic.
And my brother's Savings max account converted to Classic.
Will there be any feature difference between these two classic accounts?