Hot Deal

HDFC 'PIXEL Play' & HDFC 'PIXEL Go' Launch on RuPay | 10% Cashback on RuPay variant

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Finance Mentor
abhishek012

HDFC 'PIXEL Play' & HDFC 'PIXEL Go' Launch on RuPay | 10% Cashback on RuPay variant:

Screenshot-20241122-151631

Rewards
  • 5% Cashback on choice of any two packs
    - Dining & Entertainment Category – BookMyShow & Zomato
    - Travel Category – MakeMyTrip & Uber
    - Grocery Category – Blinkit & Reliance Smart Bazaar
    - Electronics Category – Croma & Reliance Digital
    - Fashion Category – Nykaa & Myntra
  • 5% Cashback on Smartbuy
  • 3% Cashback on choice of any one E-commerce merchant
    ​​​​​​​- Amazon or Flipkart or PayZapp
  • 1% Unlimited Cashback across all other spends
  • 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)
  • 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay. ​​​​​​​Know More

For detailed Terms & conditions Click here

  • Exclusive Dining Privileges: Enjoy amazing dining benefits with Good Food Trail program.
    - Get up to 25% savings off on all your restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo) (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App.
Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India (on a minimum transaction of ₹400 and a maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle).

Joining Benefit

Get a joining fee waiver by spending ₹20,000 within 90 days of issuanc

Renewal Waiver

Spend ₹1 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year.

Scan and Pay

Through the PIXEL RuPay credit card, customers will be able to make payment to a merchant by scanning the QR code for unified Payment Interface (UPI) Payments.

Joining/Renewal Membership Fee – ₹500/- + Applicable Taxes

Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off .

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Key Features
  • 1% unlimited cashback on all eligible transactions
  • 5% Cashback on Smartbuy
  • 1% Cashback on all UPI Spends (Applicable only on PIXEL RuPay Credit Card)
  • 10% Cashback on Dining Spends Via Pixel RuPay Credit Card UPI Scan & Pay.
    ​​​​​​​Know more
  • Shop Now and Pay in Parts with flexible low cost EMIs
  • Interest-free Credit period up to 50 days from the date of purchase
  • Exclusive dining offers, Upto 25% discount on partner restaurants via Swiggy Dineout
    For detailed Terms & conditions Click here
  • Exclusive Dining Privileges: Enjoy amazing dining benefits with Good Food Trail program.

    - Get up to 25% savings off on all your restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo) (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App.

Fuel Surchage Waiver

1% fuel surcharge waiver at all fuel stations across India

(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)

Joining Benefit

Get a joining fee waiver by spending ₹10,000 within 90 days of issuance

Renewal Waiver

Spend ₹50,000 or more in the preceeding 12 months and get renewal membership fee waived off for next year.

Scan and Pay
​​​​​​​

Through the Pixel RuPay credit card, customers will be able to make payment to a merchant by scanning the QR code for unified Payment Interface (UPI) Payments. 

Joining/Renewal Membership Fee – ₹250/- + Applicable Taxes

Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off .

---------------------------------------------------------------------------------------------------------------------

Existing Pixel Visa credit cards holder conversion to RuPay -

Call HDFC customer care or

Just send a mail to - [email protected]

[email protected]

[email protected]

[email protected]

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

Deal Wiki

Top Comments
Finance Mentor Finance Mentor
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10% Cashback on Dining Spends offer is not important.

@sauravDD ne isiliye toh kaha RuPay me worst offer ko headline bana do. 😬

This is the best offer -
  • 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)

and other offers -

  • 5% Cashback on choice of any two packs
    - Dining & Entertainment Category – BookMyShow & Zomato
    - Travel Category – MakeMyTrip & Uber
    - Grocery Category – Blinkit & Reliance Smart Bazaar
    - Electronics Category – Croma & Reliance Digital
    - Fashion Category – Nykaa & Myntra
  • 5% Cashback on Smartbuy
  • 3% Cashback on choice of any one E-commerce merchant
    ​​​​​​​- Amazon or Flipkart or PayZapp
  • 1% Unlimited Cashback across all other spends
  • 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)
  • 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay. ​​​​​​​Know More
Deal Lieutenant Deal Lieutenant
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@abhishek012

Dont know how ITS simple when this post heading is made with 10% AND NOW ITS NOT IMPORTANT?????


Well that 10% on dining is what this NEW OFFER IS ABOUT IN THIS RUPAY (with tricky T&C upto Dec 2024)


all the other things of 5% 3% and 1% is already there (nothing new in pixel card)


so nothing new (that 10% seemed new but its fake on deep analysis)


this HDFC is tricking us with 10% gimmik (this tricky 10% was not there in past)

Finance Mentor Finance Mentor
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@DEEPANGEORGE

1% Cashback on UPI Spends also new on RuPay variant.

You can't use old Pixel Visa card for UPI transaction.

Deal Lieutenant Deal Lieutenant
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@abhishek012

true yes Rupay 1% is good:)


hmm i looked at "MITC" while applying in card process but it never mentioned unlimited 1% , everywhere it mentioned 500 capping per calendar month 


maybe i am missing something 


WhatsAppImage2024-11-22at21.16.01


Deal Cadet Deal Cadet
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Please be mindful while choosing/moving the credit limit from other HDFC card as it will reduce other card limits. 

Example: If you have other card with 2L limit and while applying you moved 1L to pixel than the other card limit will reduce to 1L.

Limit is not shared. And as per FAQs it can not be moved back as well.

177 Comments  |  
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Post Tycoon Post Tycoon
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Still can't beat sbi cb cc

Helpful Helpful
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None of the card yet beat sbi cashback, for shopping purpose this pixel will be good

View 8 more replies
Pro Tech Guru Pro Tech Guru
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Rupay me worst offer ko headline bana do 

Finance Mentor Finance Mentor
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Haha.. this is the best offer - 

  • 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)

and other offers -

  • 5% Cashback on choice of any two packs
    - Dining & Entertainment Category – BookMyShow & Zomato
    - Travel Category – MakeMyTrip & Uber
    - Grocery Category – Blinkit & Reliance Smart Bazaar
    - Electronics Category – Croma & Reliance Digital
    - Fashion Category – Nykaa & Myntra
  • 5% Cashback on Smartbuy
  • 3% Cashback on choice of any one E-commerce merchant
    ​​​​​​​- Amazon or Flipkart or PayZapp
  • 1% Unlimited Cashback across all other spends
  • 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)
  • 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay. ​​​​​​​Know More
Deal Newbie Deal Newbie
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does not seems worthy

Helpful Helpful
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Can we call to convert ?

View 1 more reply
Deal Lieutenant Deal Lieutenant
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VU+ for more to be aware of this pixel card of HDFC

Dining category means Restaurants right? so any restaurant bill with UPI payment will give 10% ?

Finance Mentor Finance Mentor
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Yes.
Deal Lieutenant Deal Lieutenant
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image



This is an introductory offer for Pixel RuPay credit cardholders and is applicable only till 31st  Dec’24


can someone clarify this T&C?


so after Dec 2024 NO MORE 10%?


IF THIS IS THE CASE THEN ITS A NEAT TRICK BY HDFC LOL 


stay away from this card xD this tricking way of HDFC BY KEEPING THE IMPORTANT DEAD CONDITION AROUND THE LAST FEW LINES IN T&C

(i dont know when HDFC started copying this fake gimmic like in other banks)

Finance Mentor Finance Mentor
Link Copied
10% Cashback on Dining Spends offer is not important.

@sauravDD ne isiliye toh kaha RuPay me worst offer ko headline bana do. 😬

This is the best offer -
  • 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)

and other offers -

  • 5% Cashback on choice of any two packs
    - Dining & Entertainment Category – BookMyShow & Zomato
    - Travel Category – MakeMyTrip & Uber
    - Grocery Category – Blinkit & Reliance Smart Bazaar
    - Electronics Category – Croma & Reliance Digital
    - Fashion Category – Nykaa & Myntra
  • 5% Cashback on Smartbuy
  • 3% Cashback on choice of any one E-commerce merchant
    ​​​​​​​- Amazon or Flipkart or PayZapp
  • 1% Unlimited Cashback across all other spends
  • 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)
  • 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay. ​​​​​​​Know More
View 11 more replies
Deal Cadet Deal Cadet
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I had been looking for an alternative to Tata Neu Infinity, and Pixel Go appears to be the answer. While the reward rate is 0.5% less than Infinity, I hate using the Tata Neu app to get the full 1.5% rewards and being locked to a pricey Tata system for redemption. @abhishek012

I considered Pixel Play but  don't use any 5% partners! 

Update: I got the Pixel Go card generated in a matter of minutes but it's not usable yet. Throws weird errors after adding it to other UPI apps and trying to check balance.

Finance Mentor Finance Mentor
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Try after 24-48hrs.

By the way what's the card BIN number ? Cred BIN means first 6 digit of your card ?
View 12 more replies
Deal Lieutenant Deal Lieutenant
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Is 5% smartbuy benefits additional to normal 5% we get using other cards?


Simpler on smartbuy is it 5% only or 5+5%?

Finance Mentor Finance Mentor
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I don't think its double dip like it used to be on mill.dc...
Deal Subedar Deal Subedar
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Bhaiya ye magnet card on zet app ko sa credit card hai swiggy discount offer kr rha ???

Deal Lieutenant Deal Lieutenant
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Waste Card Hai 

Deal Subedar Deal Subedar
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Does this card give discount in sales like HDFC Core cards. Nowadays Swiggy, Tataneu cards don't work in sales.

Crusader Crusader
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@abhishek012 bro please check DM.. thanks

Deal Cadet Deal Cadet
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1% Cashback in Cashpoints.

1 Cashpoints = Rs. 0.3.

Does that means it is 0.3% Cashback on UPI. That too with the limit of 500 Cashpoints or beneficial till 16.67K Transaction.

Also Cashpoints redeemable as product, which further downgraded the value of the cashback.

Deal Lieutenant Deal Lieutenant
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Applied card, got instantly two cards Visa and Rupay both, Visa as physical and Rupay as virtual.

Finance Mentor Finance Mentor
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Yes, dual card option available.

Your RuPay card BIN is 652988 ?

View 11 more replies
Deal Lieutenant Deal Lieutenant
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for me i got split limit it said and it split in from main card limit, 


1) my main card limit is reduced  

2) and pixel card have separate 15k limit (shared between VISA 15k and rupay 15k, totally 15k)


hmm does HDFC pixel card work like that?

DOES THIS MEAN PIXEL VISA CARD IS CONSIDERED AS ANOTHER CORE CARD?

Deal Lieutenant Deal Lieutenant
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same for me, it allowed only 30K max for me.
View 8 more replies
Deal Cadet Deal Cadet
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Vu

Spearhead Spearhead
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@abhishek012 bhai kya hdfc ka "upi rupay biz digital" and pixel variant core cards h  ?

Deal Newbie Deal Newbie
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Can one take just rupay virtual card? 

Don't want visa or physical card. 

Deal Lieutenant Deal Lieutenant
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Yes all the options are presented , you can choose only virtual rupay or choose physical visa + rupay, 

options will be presented while making the final choice on application UI:)


Side note: what ever you choose there is 500 joining fee and 500 annual fee (joining fee can be waved off if you spend 20k in 90days)

Deal Cadet Deal Cadet
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Please be mindful while choosing/moving the credit limit from other HDFC card as it will reduce other card limits. 

Example: If you have other card with 2L limit and while applying you moved 1L to pixel than the other card limit will reduce to 1L.

Limit is not shared. And as per FAQs it can not be moved back as well.

Deal Cadet Deal Cadet
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I didnt get Rupay option applied a week ago, also no joining fees ..can i.change? Btw how people got both

Deal Lieutenant Deal Lieutenant
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When you applied a week ago did you also your main card limit split and not shared?


perhaps hmm ask payzapp customer care, with a ticket, they can answer this better to get 2 cards, I think

View 2 more replies
Helpful Helpful
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I don't see a point of having this card if you already have Kiwi neon enabled (atleast for a year).
Kiwi neon gives 2% and bonus on incremental spends while this one has limit of 1% only.

Deal Cadet Deal Cadet
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for non neon how much CB?

View 5 more replies
Deal Newbie Deal Newbie
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For redemtion we need atleast 1000 points?

Deal Cadet Deal Cadet
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Yes
Deal Cadet Deal Cadet
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@abhishek012 @DEEPANGEORGE

For annual usage, does transaction that failed at merchant end gets counted? 

Also, does refund gets adjusted??

Deal Lieutenant Deal Lieutenant
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I personally dont know,


but i heard from dimers that refund wont be considered for annual milestone in cc's

View 6 more replies
Cool Cool
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For an existing customer there is no option for migrating to rupay,You will not be able to connect to customer care .

Pixel help support is only in payzapp option with limited help option and no customer support helpline number

View 1 more reply
Deal Cadet Deal Cadet
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@abhishek012 @DEEPANGEORGE

If I have chosen payzapp for 3% cashback and pay rent through Redgirrafe. Will I get cashback and how much will be cost. 

As per MITC, rent be charged 1% from 2nd transaction onwards. But if look the pdf web address it contains date  aug 23, so not sure what is actual position.

Please help

Deal Lieutenant Deal Lieutenant
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Sadly i am not using rent option and payzap 3%, so unless trying we wont know for sure as 1% and charges got implemented recently 

Deal Cadet Deal Cadet
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Paytm is not able to fetch bill, saying no combination of mobile and Cc 

Deal Lieutenant Deal Lieutenant
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payzap pixel cards are not much supported on other apps till now


i have hard time doing merchant transaction using paytm via pixel card 


this pixel card is locked to payzapp grrrr hoping they will enable it outside sometime later (for now its locked both for merchant payment and bill payment to the card only via payzapp)

View 4 more replies
Deal Lieutenant Deal Lieutenant
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Anyone got HFDC Play card or Go card in LTF? any past users tried making it LTF? (just wondering)

Deal Cadet Deal Cadet
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Now showing LTF for limited time

Deal Lieutenant Deal Lieutenant
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oh oh nice, can you share screenshot, i want to request HDFC using it (its not fair to give LTF after we got the card , so i am gonna ask it)

View 16 more replies
Deal Newbie Deal Newbie
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Are utility bills counted for 3% cashback on payzapp?

Deal Cadet Deal Cadet
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Same

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