HDFC NCEMI and order cancellation -Next Steps suggest

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Wingman
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Hi All.

I have placed an order on HDFC NCEMI on XIAOMI

Now that i have cancelled the order in xiaomi side (refund will be initiated in 5 days after the shipment delivers back to ware house)

I do not want to ppay the processing fees and Intrest , What should i do --should i cancel EMI now?

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After the transaction is converted to EMI, contact HDFC Bank to cancel the EMI since the order is cancelled.

They will cancel the EMI, but the processing fee's GST of ₹54 will not be reversed.

Edit - GST is Rs.54 Now.

Wingman Wingman
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Should I wait till the refund comes or can I cancel nlw itself..thanks in advance

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