Hdfc nc emi preclosure charges
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Call cc...some will deny.latest update. Cut the call and call again until someone agrees to cancel
Ignore the charges which are shown in MyCards. Just cancel it.
These charges will be levied only when the first EMI is already billed to the statement.
Party already over. Now charges don't reverse
If EMI type is OFFUS you can call CC and request them to take cancellation request, if MERCHANT then only choice is to preclose.
Stuck with same issue, it’s asking me to pay.. anyway to avoid this? @Tjs15 doest anything worked for you?
The customer care person said, if you're cancelling loan within 7 days you'll not be charged. She was saying preclosure and and loan cancel are different. But in my case during those 7 days nobody from customer care said so, it was after 7 days so in my case it was inevitable.
I just got processing fee of rs.299 reversed on its own but had to pay preclosure charges and gst on that
I have bought a fridge with hdfc cc no cost emi from amazon and now when i am trying to pre close, its showing charges