HDFC Millenia - Amazon GC purchase 1% only eligible?

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Deal Newbie
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Hi All,

This might have been discussed already. Pardon me if it's duplicate thread. But, I was informed by the HDFC CC that amazon gc purchase from HDFC Millenia CC is eligible for 1% cashback only. Is it true?

https://www.hdfcbank.com/content/bbp/repositori...

hdfcmillenia

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Cashback amount depends on Eligible Merchant Category Code (MCC). If you get merchant name "Amazon Gift Card" which has MCC of Gift cards then you will receive 1% cashback and if it says "Amazon Pay india Private" Which comes under shopping category then you are eligible for 5% cashback. Basically amazon uses multiple MCC and merchant name for AGV payment collection, so look for merchant name everytime.

Deal Cadet Deal Cadet
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That's not entirely true. I've been using Millenia since April they always credited the 5% cashback even when the merchant name is "Amazon Gift Card Mumbai", several others have reported it too. But I agree that it can change anytime and we won't be able to complaint since we are not supposed to get 5% anyways.
My most recent gc purchase using Millenia was on Sept 16, and I did receive the 5% cashback.
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Finance Mentor Finance Mentor
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It used to work for all MIDs, these days I use SBI CB and stopped using millennia altogether, sitting idle as they introduced redemption fees and also points are carried over next month and have to be manually redeemed, SBI cb cc seems an autopilot bet...

Deal Cadet Deal Cadet
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havent got the points nor the transaction (gc purchase of 10k on 3rd oct )has been considered for quarterly spends

also 2 pay by link transactions not considered

18K FK Transaction on 7th oct

on 12th oct purchased a mattress on amazon for 11998 even those points are not given so guess its over

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