HDFC Millenia - Amazon GC purchase 1% only eligible?
Hi All,
This might have been discussed already. Pardon me if it's duplicate thread. But, I was informed by the HDFC CC that amazon gc purchase from HDFC Millenia CC is eligible for 1% cashback only. Is it true?
https://www.hdfcbank.com/content/bbp/repositori...
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My most recent gc purchase using Millenia was on Sept 16, and I did receive the 5% cashback.
It used to work for all MIDs, these days I use SBI CB and stopped using millennia altogether, sitting idle as they introduced redemption fees and also points are carried over next month and have to be manually redeemed, SBI cb cc seems an autopilot bet...
havent got the points nor the transaction (gc purchase of 10k on 3rd oct )has been considered for quarterly spends
also 2 pay by link transactions not considered
18K FK Transaction on 7th oct
on 12th oct purchased a mattress on amazon for 11998 even those points are not given so guess its over
Cashback amount depends on Eligible Merchant Category Code (MCC). If you get merchant name "Amazon Gift Card" which has MCC of Gift cards then you will receive 1% cashback and if it says "Amazon Pay india Private" Which comes under shopping category then you are eligible for 5% cashback. Basically amazon uses multiple MCC and merchant name for AGV payment collection, so look for merchant name everytime.