Hdfc Milennia Credit Card Query (urgent reply needed)
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I need go urgently purchase some gv.
I have utilized the 5% cashback upto 1000rs on amazon website.
1. Is the smartbuy 5% cashback on gift cards part of the same 1000rs limit or is it unlimited?
2. Do we get 5% or 6% cashback through smartbuy on hdfc milennia cc?
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It means 5% upto 1000₹ milega amazon pe
then same month m 5% upto 1000₹ myntra pe bhi milega
same month m 2k cb this way?
As you told per merchant it is.
+one more query in addition to OP's two..
3) Does the recent 50Rs+GST apply for Millennia CC as I don't find it in the exclusion list which has Infinia etc, the minimum redemption value is 500 cashpoints so it means it will be 500-59= 441Rs credited right? Cashpoints are valid for 2yrs so going forward guess we need to plan for one redemption around the 2nd year when the 1st Cashpoint got credited 😌
Yes it's for millennia cc as well....
Redemption charges 59 Rs from 1 Aug'24. Charges will be on next statement.
does redemption amt get adjusted in current outstanding? i have 18k biil and redeemed 1k from rp and paid remaining 17k....is it ok?
Not sure. Its safer to make full 18k payment and utilize the 1k rewards in next bill
This is my old statement and as per this smartbuy cashback is different from normal
1000rs cap.
1000 limit is per month, per card. Not-per merchant.
For 2nd query, I never used smartbuy, so can't confirm.