Hdfc INFINIA/DCB /REGALIA GOLD/BIZ BLACK new INCREASED ELIGIBILITY

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jioanupt

Previously infinia was available for 3 lakh salary Or 36 lakh ITR of course it was given below to sone and even wasn't given to those above this but atleast the stated criteria was that 

Now it's 60 lakh for non govt /self employed ones or 5 lakh /month 

Also there are changes for DCB -BIZ black and regalia gold 

With this INFINIA has become more elusive than earlier

And there are rumours that even upgrade would come with increased spends although nothing official is out as of now 

And GIVEN even RBI GOVERNOR doesn't have 3.5LAKH SALARY so NO GOVT EMPLOYEE by and large would be ELIGIBLE FOR INFINIA

Of course that's on paper subject to HDFC own credit underwriting criteria they may issue to people but not so easy anymore

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Deal Lieutenant Deal Lieutenant
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ah my dream is slipping far and far away to get this card 
Deal Cadet Deal Cadet
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I have regalia gold without 3 lakh salary. Many have AU Zenith without 2 lakh salary. Don't worry about it

Deal Lieutenant Deal Lieutenant
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Yep this is headline nos.... Not strictly implemented but if hdf  doesn't feel like giving it easily could quote this.... Just the things got harder for those who aren't favoured by banks 

Deal Cadet Deal Cadet
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I am not even eligible for Regalia Gold 😥
But i am holding infinia from last 10 years 😃 

Deal Lieutenant Deal Lieutenant
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That's the case but mostly not for everyone

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Deal Lieutenant Deal Lieutenant
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Well HDFC getting basic core card is easy but top card is tough

thats how HDFC is for most of the people

Hunk Hunk
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These criteria are mostly to onboard new customers and are generally not for upgrades to existing one.
I got an offer to upgrade from diners black to diners black metal a few days back. (both paid).
I do not qualify on salary criteria and neither do I spend a lot on HDFC (maybe 2 lakhs a year max). I get card upgrade offers automatically roughly every 2 years.
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Finance Ninja Finance Ninja
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Jab itna paisa hi hoga to kon card lega🤣... Agar mujhe 50k per month ki job mil jaye to m sab card ko close karwa dunga

Deal Lieutenant Deal Lieutenant
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hmm so you are using credit card for rotation hence you might close the card when your salary increases


but few high salaried people use credit card for rewards:) so thats why this restriction on high reward value cards (this card is for them)

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Deal Cadet Deal Cadet
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Inflation

Deal Lieutenant Deal Lieutenant
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Hahahaa i like your argument xD
Benevolent Benevolent
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HDFC has gone bonkers!! LOLROFLLMAO 🤣🤣🤣

Flame Flame
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It took 6 years and 4 upgrades to get here.. total time with hdfc - 10 years, holding infinia ltf since last 4-5 years



Screenshot20240925014235HDFCBank

Deal Captain Deal Captain
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Annual spends approximately?
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replyuser
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