Hdfc INFINIA/DCB /REGALIA GOLD/BIZ BLACK new INCREASED ELIGIBILITY
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Previously infinia was available for 3 lakh salary Or 36 lakh ITR of course it was given below to sone and even wasn't given to those above this but atleast the stated criteria was that
Now it's 60 lakh for non govt /self employed ones or 5 lakh /month
Also there are changes for DCB -BIZ black and regalia gold
With this INFINIA has become more elusive than earlier
And there are rumours that even upgrade would come with increased spends although nothing official is out as of now
And GIVEN even RBI GOVERNOR doesn't have 3.5LAKH SALARY so NO GOVT EMPLOYEE by and large would be ELIGIBLE FOR INFINIA
Of course that's on paper subject to HDFC own credit underwriting criteria they may issue to people but not so easy anymore
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I have regalia gold without 3 lakh salary. Many have AU Zenith without 2 lakh salary. Don't worry about it
Yep this is headline nos.... Not strictly implemented but if hdf doesn't feel like giving it easily could quote this.... Just the things got harder for those who aren't favoured by banks
Well HDFC getting basic core card is easy but top card is tough
thats how HDFC is for most of the people
I got an offer to upgrade from diners black to diners black metal a few days back. (both paid).
I do not qualify on salary criteria and neither do I spend a lot on HDFC (maybe 2 lakhs a year max). I get card upgrade offers automatically roughly every 2 years.
Jab itna paisa hi hoga to kon card lega🤣... Agar mujhe 50k per month ki job mil jaye to m sab card ko close karwa dunga
hmm so you are using credit card for rotation hence you might close the card when your salary increases
but few high salaried people use credit card for rewards:) so thats why this restriction on high reward value cards (this card is for them)
HDFC has gone bonkers!! LOLROFLLMAO 🤣🤣🤣
It took 6 years and 4 upgrades to get here.. total time with hdfc - 10 years, holding infinia ltf since last 4-5 years
@DEEPANGEORGE