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HDFC infinia /dcb Devaluation Alert

776°
10295
9999.0
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Theranos
https://www.gyftr.com/instantvouchers/amazon-sh...

Now asv & Fk gv comes with  2.95 charges 

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That's usually always  the case but your relationship may have played a role here 

Deal Subedar Deal Subedar
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@Theranos

Luckily my card upgrade got approved last month. From 01-oct , it's more difficult to get Infinia as per new eligibility criteria 

1000040806

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why will anyone buy ASV then

The PostMighty The PostMighty
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Correct. Amazon Pay vouchers make more sense now since they cost the same and you can use them for bill payments as well as all sites accepting Amazon Pay.

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Deal Subedar Deal Subedar
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last hope died finally!!
Deal Cadet Deal Cadet
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Joke's on them, I hold Millennia CC only 🫣

Deal Colonel Deal Colonel
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pls move to relevant section (dnd/fin) @bumblefoot

Deal Subedar Deal Subedar
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My got my Infinia Metal card ( upgrade from DCB) today only. 😭

Deal Newbie Deal Newbie
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How ? Paid ?

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Deal Subedar Deal Subedar
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I sent tons of mails to Grievance-RedressalccPriority Redressal Credit Cards & PNO HDFCBank, but they rejected all the request.

Helpful Helpful
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That's usually always  the case but your relationship may have played a role here 

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Deal Newbie Deal Newbie
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it’s useless now a days , last year paid life insurance policies and get 30000 reward point , this year I get only 5000 by Infinia card
Deal Cadet Deal Cadet
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You added two 5k after Infinia discount its 8350 then why cart value is 10295 what other charges you have to pay?

Critic Critic
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That infinia discount is "theoretical", it shows future value of points earned in advance. there is no instant cb/discount on smartbuy gyftr.
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Deal Subedar Deal Subedar
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So now the net benefit drops from 16% to 13% approx?

Deal Cadet Deal Cadet
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Plz guide, what is the best use of Amazon shopping voucher and where we can utilize it with maximum benefit

Deal Subedar Deal Subedar
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are we not losing with 2.95% charge on these vouchers. the rewards that they give is valued based on we choosing flights and hotels. do we really use that regularly????
Commentator Commentator
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Yes, you are right. They value 1 point = 1 rupee when you redeem points against travel like flight and hotels. For people who redeem points to vouchers it is a loss. A life time free card like ICICI Amazon is better.

Deal Subedar Deal Subedar
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Hope this is something temporary and they remove the charges after the sale period

Deal Cadet Deal Cadet
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charges for amazon pay vouchers increased. 295 charges on 10k has now increased to 354.
Helpful Helpful
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Hdfc  may be trying out DYNAMIC CHARGES 😌👿🙆‍♂️

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Finance Mentor Finance Mentor
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I still like it, Reward points make up for the CR 

Deal Cadet Deal Cadet
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What's the best method to buy Amazon Shopping Voucher using HDFC Regalia CC or HDFC Millenia DC?

Deal Cadet Deal Cadet
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What is the best use of Amazon shopping vouchers and where we can utilise it with max benefits

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Deal Newbie Deal Newbie
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I think this could be temporary because if I remember correctly this was introduced last year during the sale season as well. Can someone back me up if I remember correctly or not?

Deal Subedar Deal Subedar
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Missed to get DCB during Covid when it was LTF, which I regret till now. Otherwise, could have had a better chance to get Infinia. Now, with this increased threshold, it looks impossible to get the card.

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