HDFC Dinner Black Metal Edition V/s HDFC Infinia

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Deal Subedar
manish.kumar19
Hi, I am holding HDFC Black metal edition. I checked the HDFC Infinia and couldn't find anything that is more beneficial than HDFC Black metal edition. Even in HDFC Black metal edition, we get 10k points on spend of 4L.

Is there anything that I am missing. Don't know why people are mad behind Hdfc Infinia.
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Deal Subedar Deal Subedar
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Major difference 

Infinia vs Diners Black metal 

smartbuy voucher 5x vs 3x 

Daily / monthly cap of accelerated 15k vs 10k points


Hotshot Hotshot
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another big issue is diners does not work  on all pos machine.

Post Mogul Post Mogul
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Another difference is on redemption options. For infinia, points can be redeemed for Tanishq vouchers. However attractiveness of infinia over DCB metal has definitely reduced after they reduced limit on agv to 10k per month especially taking into actually DCB 10k quarterly points

Helpful Helpful
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what about the convenience fee
Deal Subedar Deal Subedar
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When the spend based fee waiver isn't met and the fee is paid for Infinia there is a renewal benefit of 10k or 12.5k reward points.

Vanguard Vanguard
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I have the same question..I hold a Diners Black normal card which is life time free.. I never upgraded to diners black metal as that was not LTF for me.. now when I inquired from my relationship manager about infinia he said that I can get but on chargeable basis.. he will try for first year free but no guarantee.. if I don't get FYF, I will have to pay 12.5k plus GST where I will get 12.5k points in my account..

My spending on HDFC credit card is primarily on gyftr smartbuy vouchers, where I buy swiggy/zomato/bigbasket vouchers of around 20-25k a month combined, and 10k amazon pay balance and around 5k flipkart voucher a month.. the purchase of amazon and flipkart vouchers has gone down recently after they levied convenience fees.. with this spending, it is worth upgrading to paid infinia from LTF diners black normal card? 

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